Credit Cards for New to Credit

If you are aiming to build credit, in search of an initial credit card, or have not previously owned a credit card, you have arrived at the ideal starting point. Present-day consumers in pursuit of a new starter credit card are presented with an unprecedented array of options. The card programs highlighted below are specifically tailored for individuals seeking to acquire their first credit card. We invite you to apply with assurance.

Experian® Credit Card Marketplace

Get matched to credit cards based on your credit profile

  • Card Brand

    Visa®

  • Rewards Rate

    See Terms

  • Annual Fee

    See Terms

  • Monthly Fee

    N/A

  • Credit Recommended

    Any Credit History

  • Regular Purchase APR

    See Terms

  • Full Details

    Card Page

Highlights

Get matched to credit cards based on your credit profile
  • Free Experian credit report and FICO® Score* included
  • See estimated approval odds for select cards before you apply
  • Check if you have pre-approved card offers
See your best matches based on you
  • Simply sign in to see the credit cards that best match you
  • Compare your best options and make your choice
Card Details Page

Super.com Secured Credit Card

No credit checks. Zero interest.2 & No upfront security deposit3. $5,000 credit utilization boost3

  • Card Brand

    MasterCard®

  • Rewards Rate

    1% cashback on all purchases4

  • Annual Fee

    See Website for Details

  • Monthly Fee

    n/a

  • Credit Recommended

    Any Credit Welcome

  • Regular Purchase APR

    0.00%2

  • Full Details

    Card Page

Highlights

The Super.com Secured Credit Card isn’t just another card, it’s a breakthrough in how people can build credit.

The Super.com Card can help build your credit like a secured card, and gives you real rewards, all with no minimum or upfront deposit.3

Simple. Smart. Rewarding.

  • $5,000 credit utilization boost3
  • 1% cashback on all purchases4
  • Reports to three major credit bureaus
  • No credit check or interest2
  • No upfront security deposit3

No credit checks. Zero interest.2

Traditional secured cards may make you deposit hundreds of dollars just to get started. We think that’s outdated. With Super.com, you keep your cash until you actually spend it.

Get a $5,000 credit utilization boost3

When you open your Super.com Secured Credit Card and enroll in credit reporting, we report a $5,000 credit limit to the major credit bureaus, giving your credit profile a boost.

Get started in 3 easy steps

  • Sign up for your Super+ membership – Access our full suite of credit building products. Cancel anytime.
  • Request your Super.com Secured Credit Card – Our seamless application process only takes a few minutes. No credit checks, no hassle.
  • Enroll in credit reporting
Card Details Page

Current Build Visa® Credit Card

Credit for everyone – Regardless of your credit history!

  • Card Brand

    Visa®

  • Rewards Rate

    N/A

  • Annual Fee

    $0.00

  • Monthly Fee

    N/A

  • Credit Recommended

    No to Good Credit

  • Regular Purchase APR

    0.00%

  • Full Details

    Card Page

Highlights

  • Credit for everyone – Regardless of your credit history!
  • See an average FICO increase of 81 pts in 6 months
  • Simply open a Current Account and add funds. The amount added then becomes your spending power for the Build Card.
  • No minimum security deposit required.
  • Reports monthly to all three major credit bureaus.
  • View Product Disclosures
Card Details Page

GO2bank™

Overdraft protection up to $300 with opt-in and eligible direct deposit*

  • Card Brand

    Visa®

  • Rewards Rate

    n/a

  • Annual Fee

    0.00

  • Monthly Fee

    N/A

  • Credit Recommended

    All Credit Types Considered

  • Regular Purchase APR

    n/a

  • Full Details

    Card Page

Highlights

  • Overdraft protection up to $300 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

*Terms and conditions apply. GO2bank™ cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Overdraft fees may apply. Click Apply Now to learn more.

Card Details Page

the secured Self Visa® Credit Card

Eligibility requirements apply. Card issued after requirements are met.

  • Card Brand

    Visa®

  • Rewards Rate

    n/a

  • Annual Fee

    $0 ($25 Annual Fee after the first year.)^

  • Monthly Fee

    N/A

  • Credit Recommended

    Any Credit Rating

  • Regular Purchase APR

    27.49% (Variable)

  • Full Details

    Card Page

Highlights

Getting Started
Start by opening a Credit Builder Account for $25/month to build the savings needed to secure your card.*
(*minus interest and fees)

No Credit History Required
Apply with no credit check, no hard inquiry, and no minimum credit score.

Build Your Credit
Reports payment history to all three major credit bureaus.

Introductory Offer
Enjoy a $0 annual fee for the first year ($25 annual fee thereafter)^.

Low Deposit Requirement
A $100 minimum security deposit is required. Once approved, your credit limit will be equal to your security deposit.

Universal Card Acceptance
Use your card anywhere Visa® is accepted in the U.S. and easily add it to Apple Pay, Samsung Pay, and Google Pay.

Security
Includes access to credit score monitoring and Visa’s $0 Fraud Liability Guarantee for lost or stolen cards, at no cost.

Control
Get help staying on track with Autopay and account alerts. Manage your account 24/7 online, by phone, or in our mobile app.

The secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC.

Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.

^$0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49%. Offer valid for new customers only.

Card Details Page

opensky® Secured Visa® Credit Card

No credit check required – 89% approval rate with zero credit risk to apply!

  • Card Brand

    Visa®

  • Rewards Rate

    Up to 10% cash back rewards

  • Annual Fee

    $35

  • Monthly Fee

    N/A

  • Credit Recommended

    No credit, Poor, Fair

  • Regular Purchase APR

    23.89% (variable)

  • Full Details

    Card Page

  • Rates & Fees Link

Highlights

  • Earn up to 10% cash back on everyday purchases
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
  • Start with just $200—secure your credit line with a refundable deposit
  • Fast and easy application—apply in minutes with our mobile-first experience
  • Flexible payment options—pick a due date that works for you
  • More time to fund—spread your security deposit over 60 days with layaway
  • Join 2 million+ cardholders who have used opensky® to build better credit!
Card Details Page

PREMIER Bankcard® Mastercard® Credit Card

Start building credit by keeping your balance low and paying all your bills on time each month

  • Card Brand

    MasterCard®

  • Rewards Rate

    n/a

  • Annual Fee

    See Provider Website

  • Monthly Fee

    See Provider Website

  • Credit Recommended

    Fair/Poor

  • Regular Purchase APR

    See Provider Website

  • Full Details

    Card Page

Highlights

  • PREMIER Bankcard credit cards are for building credit.
  • Start building credit by keeping your balance low and paying all your bills on time each month.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • Credit Limit Increase Eligible after 12 months of consistent responsible account management.
  • We report monthly to the Consumer Reporting Agencies to help you build your credit.
Card Details Page

Reflex® Platinum Mastercard®

Up to $1,000 Initial Credit Limit - Takes less than a Minute!

  • Card Brand

    MasterCard®

  • Rewards Rate

    n/a

  • Annual Fee

    $75 - $125

  • Monthly Fee

    N/A

  • Credit Recommended

    Bad to Fair

  • Regular Purchase APR

    35.90% Fixed

  • Full Details

    Card Page

Highlights

  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
  • With responsible card use, you may be able to rebuild or improve your credit
  • Unsecured credit card that requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
Card Details Page

Group One Platinum Card

Bad Credit, No Credit? No Problem!

  • Card Brand

    Other

  • Rewards Rate

    n/a

  • Annual Fee

    See website for Details*

  • Monthly Fee

    N/A

  • Credit Recommended

    Damaged/Fair

  • Regular Purchase APR

    0% APR

  • Full Details

    Card Page

Highlights

  • No Employment or Credit Check
  • Bad Credit, No Credit? No Problem!
  • Fast and Easy Application
Card Details Page

Net First Platinum

$750.00 Line of Credit*

  • Card Brand

    Visa®

  • Rewards Rate

    n/a

  • Annual Fee

    See website for Details*

  • Monthly Fee

    N/A

  • Credit Recommended

    Damaged credit to Fair credit

  • Regular Purchase APR

    0.0% APR

  • Full Details

    Card Page

Highlights

The Net First Platinum card could be the perfect card for you.

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.

  • No Employment or Credit Check
  • Bad Credit, No Credit – OK
  • Always 0.0% APR
  • Fast Online Applications

*See Card for Details

Card Details Page

View All Other Cards

Excellent Credit

Good Credit

Fair Credit

Poor Credit

Bad Credit

Limited Credit

No Credit