Cards by Pinnacle Bank
Pinnacle Bank is the issuing financial institution behind the First Progress line of secured credit cards, offering practical solutions for individuals looking to build or repair their credit. By requiring a refundable security deposit, these cards provide a straightforward path to approval while helping users establish positive payment history. Accounts are reported to all three major credit bureaus, supporting long-term credit growth with responsible use. With a focus on simplicity and accessibility, Pinnacle Bank enables consumers to take control of their credit journey. Below, we’ve highlighted key details on some of the most widely used First Progress credit cards to help you get started.
First Progress Select Secured Mastercard®
Apply with no impact to your credit!2
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Card Brand
MasterCard®
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Rewards Rate
Up To 10% Cash Back on Purchases + 1% on Payments^^
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Annual Fee
$39
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Monthly Fee
N/A
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Credit Recommended
Poor/Limited/No Credit
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Regular Purchase APR
17.49% (V)
- Full Details
Highlights
- Earn Up To 10% Cash Back on everyday shopping with your First Progress Card, plus another 1% back on payments!^^
- Apply with no impact to your credit!2
- The first step to rebuilding your credit starts with just $200!¹
- Choose the First Progress Select Card for a lower annual fee!
- All credit types welcome to apply!
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- 2We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
- *See Important Disclosures for complete offer details
First Progress Prestige Secured Mastercard®
Apply with no impact to your credit!2
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Card Brand
MasterCard®
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Rewards Rate
Up To 10% Cash Back on Purchases + 1% on Payments^^
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Annual Fee
$49
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Monthly Fee
n/a
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Credit Recommended
Poor/Limited/No Credit
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Regular Purchase APR
13.49% (V)
- Full Details
Highlights
- Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^
- A $200 refundable deposit is your first step toward better credit!
- Apply with no impact to your credit!2
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
- All credit types welcome to apply!
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- 2We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
- *See Important Disclosures for complete offer details
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