Cards by Capital Bank

Don’t overlook Capital Bank in your search for a credit card. This financial institution has a lot to offer, with credit card deals suitable for a wide range of customers, especially those with no credit or poor credit scores. For instance, if you’re new to credit or need to rebuild your credit, Capital Bank’s OpenSky Secured Visa is an excellent option. Check out the information below to determine if a Capital Bank credit card is the right fit for you.

OpenSky® Secured Visa® Credit Card

No credit check to apply and find out instantly if you are approved

  • Card Brand


  • Rewards Rate


  • Annual Fee


  • Credit Recommended


  • Regular Purchase APR

    21.89% (variable)

  • Full Details

    Card Page


  • No credit check to apply and find out instantly if you are approved
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • *View the cardholder agreement
Card Details Page