Cards by Capital Bank

Don’t overlook Capital Bank in your search for a credit card. This financial institution has a lot to offer, with credit card deals suitable for a wide range of customers, especially those with no credit or poor credit scores. For instance, if you’re new to credit or need to rebuild your credit, Capital Bank’s OpenSky Secured Visa is an excellent option. Check out the information below to determine if a Capital Bank credit card is the right fit for you.

OpenSky® Secured Visa® Credit Card

Credit Line: $200-$3000 at time of application

  • Card Brand


  • Rewards Rate

    up to 10% cash back* rewards on purchases at over 40,000 retailers

  • Annual Fee


  • Credit Recommended


  • Regular Purchase APR

    25.64% (variable)

  • Full Details

    Card Page


  • New feature! Earn up to 10% cash back* on everyday purchases
  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Get free monthly access to your FICO score in our mobile application
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Fund your card with a low $200 refundable security deposit to get a $200 credit line
  • Apply in less than 5 minutes with our mobile first application
  • Choose the due date that fits your schedule with flexible payment dates
  • Fund your security deposit over 60 days with the option to make partial payments
  • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
  • *See Rewards Terms and Conditions for more information
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