Cards by Capital Bank

Don’t overlook Capital Bank in your search for a credit card. This financial institution has a lot to offer, with credit card deals suitable for a wide range of customers, especially those with no credit or poor credit scores. For instance, if you’re new to credit or need to rebuild your credit, Capital Bank’s OpenSky Secured Visa is an excellent option. Check out the information below to determine if a Capital Bank credit card is the right fit for you.

OpenSky® Secured Visa® Credit Card

No credit check to apply and find out instantly if you are approved

  • Card Brand


  • Rewards Rate


  • Annual Fee


  • Credit Recommended


  • Regular Purchase APR

    25.64% (variable)

  • Full Details

    Card Page


  • Limited Time Offer: $51 funding voucher applied for all new accounts. Get a $200 credit line for $149. Click “Apply Now” to see additional terms and conditions.
  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
  • Extend your $200 credit line by getting considered for an unsecured credit line increase after 6 months – no additional deposit required!
  • Get free monthly access to your FICO score in our mobile application
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Fund your card with a low $200 refundable security deposit to get a $200 credit line
  • Apply in less than 5 minutes with our mobile first application
  • Choose the due date that fits your schedule with flexible payment dates
  • Fund your security deposit over 60 days with the option to make partial payments
  • Join over 1.2 million cardholders who’ve used OpenSky to build their credit
Card Details Page