Credit Cards for Bad Credit
Discovering that you have poor credit can be extremely frustrating, as it can lead to several financial difficulties. However, rather than giving up, it’s time to start looking for credit cards designed specifically for individuals with bad credit. These credit cards are available from a range of credit card issuers, and include both secured and unsecured options. If you’re struggling with bad credit and want to improve your financial situation, check out our list of credit cards for bad credit to find the offer that is best suited for you.
Experian® Credit Card Marketplace
Get matched to credit cards based on your credit profile
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Card Brand
Visa®
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Rewards Rate
See Terms
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Annual Fee
See Terms
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Monthly Fee
N/A
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Credit Recommended
Any Credit History
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Regular Purchase APR
See Terms
- Full Details
Highlights
Get matched to credit cards based on your credit profile
- Free Experian credit report and FICO® Score* included
- See estimated approval odds for select cards before you apply
- Check if you have pre-approved card offers
See your best matches based on you
- Simply sign in to see the credit cards that best match you
- Compare your best options and make your choice
PREMIER Bankcard® Mastercard® Credit Card
Start building credit by keeping your balance low and paying all your bills on time each month
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Card Brand
MasterCard®
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Rewards Rate
n/a
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Annual Fee
See Provider Website
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Monthly Fee
See Provider Website
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Credit Recommended
Fair/Poor
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Regular Purchase APR
See Provider Website
- Full Details
Highlights
- PREMIER Bankcard credit cards are for building credit.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- Credit Limit Increase Eligible after 12 months of consistent responsible account management.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
Super.com Secured Credit Card
No credit checks. Zero interest.2 & No upfront security deposit3. $5,000 credit utilization boost3
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Card Brand
MasterCard®
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Rewards Rate
1% cashback on all purchases4
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Annual Fee
See Website for Details
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Monthly Fee
n/a
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Credit Recommended
Any Credit Welcome
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Regular Purchase APR
0.00%2
- Full Details
Highlights
The Super.com Secured Credit Card isn’t just another card, it’s a breakthrough in how people can build credit.
The Super.com Card can help build your credit like a secured card, and gives you real rewards, all with no minimum or upfront deposit.3
Simple. Smart. Rewarding.
- $5,000 credit utilization boost3
- 1% cashback on all purchases4
- Reports to three major credit bureaus
- No credit check or interest2
- No upfront security deposit3
No credit checks. Zero interest.2
Traditional secured cards may make you deposit hundreds of dollars just to get started. We think that’s outdated. With Super.com, you keep your cash until you actually spend it.
Get a $5,000 credit utilization boost3
When you open your Super.com Secured Credit Card and enroll in credit reporting, we report a $5,000 credit limit to the major credit bureaus, giving your credit profile a boost.
Get started in 3 easy steps
- Sign up for your Super+ membership – Access our full suite of credit building products. Cancel anytime.
- Request your Super.com Secured Credit Card – Our seamless application process only takes a few minutes. No credit checks, no hassle.
- Enroll in credit reporting
GO2bank™
Overdraft protection up to $300 with opt-in and eligible direct deposit*
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Card Brand
Visa®
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Rewards Rate
n/a
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Annual Fee
0.00
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Monthly Fee
N/A
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Credit Recommended
All Credit Types Considered
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Regular Purchase APR
n/a
- Full Details
Highlights
- Overdraft protection up to $300 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
*Terms and conditions apply. GO2bank™ cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Overdraft fees may apply. Click Apply Now to learn more.
Card Details PageIndigo® Mastercard® for Less than Perfect Credit
Higher limit than before, still no security deposit required!
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Card Brand
MasterCard®
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Rewards Rate
n/a
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Annual Fee
$175 the first year; $49 thereafter
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Monthly Fee
$0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
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Credit Recommended
Bad/Poor/Fair
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Regular Purchase APR
35.9%
- Full Details
- Rates & Fees
Highlights
- Now with higher credit limits
- Increase your access to available credit
- Higher limit than before, still no security deposit required!
- Greater access to credit than before
- Less than perfect credit is okay
- Mobile account access at any time
- Account history is reported to the three major credit bureaus in the U.S.
Destiny Mastercard®
Greater access to credit than before - $700 credit limit
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Card Brand
MasterCard®
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Rewards Rate
n/a
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Annual Fee
See Terms
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Monthly Fee
See Terms
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Credit Recommended
Poor to Good
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Regular Purchase APR
See Terms
- Full Details
- Rates & Fees
Highlights
- Simple and fast application process
- All the benefits of a Mastercard, without a security deposit
- 24/7 access to your account, even on mobile!
- Reports to all three major credit bureaus
- Less than perfect credit is okay, even with a prior bankruptcy!
- Build your access to credit – $700 credit limit
Current Build Visa® Credit Card
Credit for everyone – Regardless of your credit history!
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Card Brand
Visa®
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Rewards Rate
N/A
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Annual Fee
$0.00
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Monthly Fee
N/A
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Credit Recommended
No to Good Credit
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Regular Purchase APR
0.00%
- Full Details
Highlights
- Credit for everyone – Regardless of your credit history!
- See an average FICO increase of 81 pts in 6 months
- Simply open a Current Account and add funds. The amount added then becomes your spending power for the Build Card.
- No minimum security deposit required.
- Reports monthly to all three major credit bureaus.
- View Product Disclosures
Imagine® Visa® Credit Card
Up to $1,000 credit limit subject to credit approval
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Card Brand
Visa®
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Rewards Rate
Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases.
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Annual Fee
As low as $99
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Monthly Fee
N/A
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Credit Recommended
Fair/Poor
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Regular Purchase APR
36% Fixed
- Full Details
Highlights
- Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
- Up to $1,000 credit limit subject to credit approval
- $0 fraud liability**
- No Security Deposit
- The Imagine Card is issued by WebBank
- Review Cardholder Agreement for rate and fee information
*See Program Terms for important information about the cash back rewards program.
**Zero liability subject to Visa’s Zero Liability Policy.
Card Details PageReflex® Platinum Mastercard®
Up to $1,000 Initial Credit Limit - Takes less than a Minute!
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Card Brand
MasterCard®
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Rewards Rate
n/a
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Annual Fee
$75 - $125
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Monthly Fee
N/A
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Credit Recommended
Bad to Fair
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Regular Purchase APR
35.90% Fixed
- Full Details
Highlights
- Up to $1,000 Initial Credit Limit
- See if you Pre-Qualify with No Impact to your Credit Score
- Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
- With responsible card use, you may be able to rebuild or improve your credit
- Unsecured credit card that requires No Security Deposit
- Perfect card for everyday purchases and unexpected expenses
- Monthly reporting to the three major credit bureaus
- Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
- Use your card everywhere Mastercard is accepted at millions of locations
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
Milestone® Mastercard®
Greater access to credit than before - $700 credit limit
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Card Brand
MasterCard®
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Rewards Rate
n/a
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Annual Fee
See Terms
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Monthly Fee
See Terms
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Credit Recommended
Fair/Good
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Regular Purchase APR
See Terms
- Full Details
- Rates & Fees
Highlights
- Greater access to credit than before – $700 credit limit
- Get a Mastercard accepted online, in store and in app
- Account history is reported to the three major credit bureaus in the U.S.
- $0 liability for unauthorized use
- Access your account online or from your mobile device 24/7
Ollo Everyday Rewards
See if you are Pre-Approved with no impact to your credit score
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Card Brand
MasterCard®
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Rewards Rate
1%-3% cash back
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Annual Fee
$0
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Monthly Fee
n/a
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Credit Recommended
Bad/Fair/Good
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Regular Purchase APR
23.99%-29.99% (Variable)
- Full Details
- Rates & Fees
Highlights
- See if you are Pre-Approved with no impact to your credit score
- 3% cash back at gas and EV charging stations, grocery stores and drugstores
- 1% cash back on all other purchases
- No expiration dates and no limit to how much you can earn
- No annual fee
- Automatic review for credit line increase in as little as 6 months
- No surprise fees: No over-the-limit, no returned payment and no foreign transaction fees. Plus, no rate hike for making a late payment
- Zero Fraud Liability
Group One Platinum Card
Bad Credit, No Credit? No Problem!
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Card Brand
Other
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Rewards Rate
n/a
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Annual Fee
See website for Details*
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Monthly Fee
N/A
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Credit Recommended
Damaged/Fair
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Regular Purchase APR
0% APR
- Full Details
Highlights
- No Employment or Credit Check
- Bad Credit, No Credit? No Problem!
- Fast and Easy Application
Net First Platinum
$750.00 Line of Credit*
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Card Brand
Visa®
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Rewards Rate
n/a
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Annual Fee
See website for Details*
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Monthly Fee
N/A
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Credit Recommended
Damaged credit to Fair credit
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Regular Purchase APR
0.0% APR
- Full Details
Highlights
The Net First Platinum card could be the perfect card for you.
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
- No Employment or Credit Check
- Bad Credit, No Credit – OK
- Always 0.0% APR
- Fast Online Applications
*See Card for Details
Card Details PageFreeCash
Make Money & Earn Rewards today with Freecash!
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Card Brand
Other
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Rewards Rate
n/a
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Annual Fee
$0.00
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Monthly Fee
N/A
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Credit Recommended
Any Credit Welcome
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Regular Purchase APR
0.00%
- Full Details
Highlights
Play casual games and complete surveys for money with Freecash! Freecash is an easy-to-use game rewards app that lets you play games, win prizes, and earn rewards like gift cards, and more. Play casual games you love. take surveys, make money, and earn cash rewards all in one app with Freecash.
With Freecash you can make money by earning Amazon gift cards, and more just by completing surveys or playing your favorite casual games. Best of all, the average Freecash user can earn around $17.53 per day with a first coin cash out after only 17 minutes and 16 seconds of playing. Prize play and epic game rewards are right around the corner when you sign up for Freecash!
Card Details Page






