Highlights

• $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
• All credit types welcome to apply
• Monthly reporting to the three major credit bureaus
• Initial Credit Limit of $400.00* (Subject to available credit)
• Fast and easy application process; results in seconds
• Use your card at locations everywhere Mastercard® is accepted
• Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
• Checking Account Required
• Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Highlights

• Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
• Initial Credit Limit of $300 – $1,000* (subject to available credit)
• See if you’re Pre-Qualified with no impact to your credit score
• All credit types welcome to apply
• Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
• Monthly reporting to the three major credit bureaus
• Fast and easy application process; results in seconds
• Use your card at locations everywhere Mastercard® is accepted
• Checking Account Required
• Mastercard Zero Liability Protection (subject to Mastercard guidelines)

* Simply make at least your first six monthly minimum payments on time and your initial Credit Limit up to $1,000 doubles up to $2,000.

Highlights

Get matched to credit cards based on your credit profile

• Free Experian credit report and FICO® Score* included
• See estimated approval odds for select cards before you apply
• Check if you have pre-approved card offers

See your best matches based on you

• Simply sign in to see the credit cards that best match you
• Compare your best options and make your choice
• We apply your FICO® Score so you can apply with confidence

Highlights

Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score. When you sign up for a Chime account, you’ll receive:

• A Chime Visa® Debit Card
• A Checking Account
• Access to our award-winning mobile app to keep you in control of your money

We provide simple, lowest-cost services across checking and saving that align with our members’ interests. They use us because of features like:

• Fee-free overdraft through SpotMe® ˆ: Traditional banks took $11 Billion in overdraft fees in 2019. At Chime, we do things differently. We will allow you to overdraw up to $200ˆ on debit card purchases without charging a fee.
• No unnecessary bank fees˜: No minimum balance requirements. No monthly service fees. No foreign transaction fees. No transfer fees.
• Get your paycheck early**: Set up Direct Deposit and receive your paycheck up to 2 days earlier than some of your co-workers!
• Chime accounts are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank, N.A., Members FDIC, so you know your money is safe with us!

Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

¹The Annual Percentage Yield (“APY”) for the Chime Savings Account is variable and may change at any time. The disclosed APY is accurate as of November 17, 2022. No minimum balance required. Must have $0.01 in savings to earn interest.

²The average national savings account interest rate of 0.21% is determined by FDIC as of November 17, 2022 based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Visit National Rates and Rate Caps to learn more. Visit National Rates and Rate Caps to learn more.

**Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

^Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime’s discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions.

***Round Ups automatically round up debit card purchases to the nearest dollar and transfer the round up from your Chime Checking Account to your savings account.

****Save When I Get Paid automatically transfers 10% of your direct deposits of $500 or more from your Checking Account into your savings account.

^^Funds are automatically debited from your Checking Account and typically deposited into the recipient’s Checking Account within seconds. Pay Anyone transactions will be monitored and may be held, delayed or blocked if the transfer could result in fraud or another form of financial harm. Sometimes instant transfers can be delayed.

˜Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

^^^Mobile Check Deposit eligibility is determined by Chime in its sole discretion and may be granted based on various factors including, but not limited to, a member’s direct deposit enrollment status.

Highlights

• Easy pre-qualification process with fast response
• Less than perfect credit is okay
• Online servicing available 24/7 at no additional cost
• Unsecured credit card, no security deposit required
• Account history is reported to the three major credit bureaus in the U.S.

Highlights

We think it’s about time a credit card company helped people succeed financially. That’s why we’ve used modern technology to design credit card products that help you budget, control your spending, and build credit.

• $0 Annual Fee
• Variable APRs range from 24.49% – 33.99%
• $300 – $5,000 credit limits
• Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
• No credit score? No problem. If eligible, we’ll create your Cash Score instead.
• 2% – 10% cash back at select merchants
• See if you’re pre-approved within minutes without impacting your credit score.
• No annual or foreign transaction fees.
• Build credit alongside hundreds of thousands of Petal card members.
• Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
• Petal reports to all 3 major credit bureaus
• No deposits required
• Card issued by WebBank

Highlights

The Net First Platinum card could be the perfect card for you.

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.

• No Employment or Credit Check
• Bad Credit, No Credit – OK
• Always 0.0% APR
• Fast Online Applications

*See Card for Details

Highlights

• Earn 1% Cash Back Rewards on payments!
• No minimum credit history or credit score required.
• Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
• Accepted wherever Mastercard® is accepted, online and worldwide!
• Reports to all 3 major credit bureaus.
• Manage your statements, transactions & rewards on-the-go with the First Progress Card Mobile App!

Highlights

• Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
• Initial Credit Limit of $300 – $1,000* (subject to available credit)
• All credit types welcome to apply!
• Monthly reporting to the three major credit bureaus
• See if you’re Pre-Qualified without impacting your credit score
• Fast and easy application process; results in seconds
• Use your card at locations everywhere that Mastercard® is accepted
• Free online account access 24/7
• Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
• Checking Account Required
• Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Give Your Credit a Surge

It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

How it Works

The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge!

Why Choose the Surge Card?

If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.

Get Approved Today!

It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

* Simply make at least your first six monthly minimum payments on time and your initial Credit Limit up to $1,000 doubles up to $2,000.

Highlights

• Easy pre-qualification process which does not affect your credit score
• Less than perfect credit is okay
• 24/7 access to your account information, even on mobile
• Protection from fraud, if your card happens to be lost or stolen
• Reports to all three major credit bureaus

Highlights

• Prequalify for a card today and it will not impact your credit score
• Less than perfect credit is okay
• Mobile account access at any time
• Protection from fraud if your card is stolen
• Account history is reported to the three major credit bureaus in the U.S

* Dependent on credit worthiness

Highlights

• Prequalify for a card today and it will not impact your credit score
• Less than perfect credit is okay
• 24/7 access to your account information, even on mobile
• Reports to all three major credit bureaus

* Dependent on credit worthiness

Highlights

• Pre-qualify today without an impact on your credit score
• Keeping your account in good standing may help establish and/or improve your credit
• Access your account online or from your mobile device 24/7
• Protection from fraud if your card is stolen
• Account history is reported to the three major credit bureaus in the U.S.

Highlights

• Pre-qualify today without an impact on your credit score
• Keeping your account in good standing may help establish and/or improve your credit
• 24/7 access to your account, even on mobile!
• Protection from fraud, if your card happens to be lost or stolen
• Account history is reported to the three major credit bureaus in the U.S.

Highlights

• All the benefits of a Mastercard, without a security deposit
• Keeping your account in good standing may help establish and/or improve your credit history
• Less than perfect credit is okay, even with a prior bankruptcy!
• Prequalify for a card today and it will not impact your credit score
• Reports to all three major credit bureaus