Card Category: Cash Back

Cash back credit cards allow you to earn cash for your purchases, and they are widely popular as many companies offer multiple options to select from. When looking for a cash back credit card, it’s advisable to find one that provides the highest possible return, such as one percent on all transactions and two or three percent on specific categories. To help you make an informed decision, we’ve compiled a list of some of the top cash back credit card offers and included relevant information.

  • Card Brand

    Visa®

  • Rewards Rate

    n/a

  • Annual Fee

    $0

  • Credit Recommended

    Excellent/Good/Limited/No Credit

  • Regular Purchase APR

    17.49 - 31.49% Variable

  • Full Details

    Card Page

Highlights

We think it’s about time a credit card company helped people succeed financially. That’s why we’ve used modern technology to design credit card products that help you budget, control your spending, and build credit.

  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Variable APRs range from 17.49% – 31.49%
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away
  • 2% – 10% cash back at select merchants
  • $300 – $10,000 credit limits
  • No credit score? No problem. If eligible, we’ll create your Cash Score instead.
  • See if you’re pre-approved within minutes without impacting your credit score.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required
  • Card issued by WebBank
Card Details Page

Mission Lane Cash Back Visa® Credit Card

Enjoy Unlimited 1-1.5% Cash Back on all Purchases

  • Card Brand

    Visa®

  • Rewards Rate

    1-1.5% Unlimited Cash Back

  • Annual Fee

    $0.00

  • Credit Recommended

    Fair, Good

  • Regular Purchase APR

    26.99 - 29.99% (Variable)

  • Full Details

    Card Page

Highlights

  • See if you qualify instantly without harming your credit score.
  • Enjoy Unlimited 1-1.5% Cash Back on all Purchases.
  • Be automatically considered for a higher credit line in as few as 7 months.
  • Free, online credit score access for cardholders.
  • Instant decision on your application.
  • No interest on purchases when you pay in full and on time each month.
  • No security deposit required – get started today!
  • Enjoy coverage from Visa®.
  • Access your account anytime, anywhere with our mobile app.
  • If you are charged interest, the charge will be no less than $0.50.
Card Details Page

Destiny Mastercard® Cashback Rewards

Earn 1.5% cashback rewards on all of your eligible purchases

  • Card Brand

    MasterCard®

  • Rewards Rate

    Earn 1.5% cashback rewards on all of your eligible purchases

  • Annual Fee

    $175 the first year; $49 thereafter

  • Credit Recommended

    Poor to Good

  • Regular Purchase APR

    35.9%

  • Full Details

    Card Page

Highlights

  • Earn 1.5% cashback rewards on all of your eligible purchases!
  • Reports to all three major credit bureaus
  • Nationwide acceptance – use anywhere Mastercard is accepted in app, in store, and online
Card Details Page

Upgrade Bitcoin Rewards Visa®

Get pre-approved in seconds with no impact to your credit score

  • Card Brand

    Visa®

  • Rewards Rate

    Earn unlimited 1.5% back in bitcoin rewards after you make payments on your purchases

  • Annual Fee

    $0.00

  • Credit Recommended

    Limited to Good

  • Regular Purchase APR

    14.99% - 29.99% APR

  • Full Details

    Card Page

Highlights

    • $200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
    • Earn unlimited 1.5% back in bitcoin rewards after you make payments on your purchases
    • The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin
    • No annual fees, no foreign transactions fees
    • Get pre-approved in seconds with no impact to your credit score
    • Pay with your phone or device by using Apple Pay® or Google Pay™
    • Mobile app to access your account anytime, anywhere
    • Enjoy peace of mind with $0 Fraud liability

     

  • * To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

    Link to Rates and Terms: https://www.upgrade.com/upgrade-card/bitcoin/program-terms/

    State Exclusions: Not available in DC, Hawaii, Iowa, New Hampshire, North Carolina, West Virginia and Wisconsin

Card Details Page

Upgrade Cash Rewards Visa®

Earn 1.5% unlimited cash back on card purchases every time you make a payment

  • Card Brand

    Visa®

  • Rewards Rate

    Earn 1.5% unlimited cash back on card purchases every time you make a payment

  • Annual Fee

    $0.00

  • Credit Recommended

    Good/Excellent

  • Regular Purchase APR

    14.99% - 29.99% APR

  • Full Details

    Card Page

Highlights

  • $200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • $0 annual fee, $0 activation fees, $0 foreign transaction fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

State Exclusions: DC, IA, WV, WI

Link to Rates and Terms:

https://upgrade.zendesk.com/hc/en-us/articles/360007229514-What-rates-does-Upgrade-offer-on-its-Personal-Credit-Lines

Card Details Page

Upgrade Triple Cash Rewards Visa®

See if you qualify in minutes without hurting your credit score

  • Card Brand

    Visa®

  • Rewards Rate

    n/a

  • Annual Fee

    $0.00

  • Credit Recommended

    Good/Excellent

  • Regular Purchase APR

    14.99% - 29.99% APR

  • Full Details

    Card Page

Highlights

  • $200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
  • Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
  • $0 annual fee, $0 activation fees, $0 foreign transaction fees
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

State Exclusions: DC, IA, WV, WI

Link to Rates and Terms:

https://upgrade.zendesk.com/hc/en-us/articles/1260804318969-Upgrade-Triple-Cash-Back-Rewards-Details

Card Details Page