Card Category: Secured
If your credit rating is less than ideal, a secured credit card could be the financial tool you need. While it functions just like a regular credit card, the key distinction is that you’ll be required to make a cash deposit to receive approval. This deposit acts as your collateral and credit limit, providing peace of mind for both you and the card issuer. With a wide range of secured credit card offers to choose from, you’ll have no difficulty finding one that meets your eligibility criteria, interest rates, and other important details.
First Latitude Select Mastercard® Secured Credit Card
Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
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Card Brand
MasterCard®
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Rewards Rate
1% Cash Back on payments
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Annual Fee
$39.00
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Credit Recommended
Poor/Limited/No Credit
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Regular Purchase APR
19.24% (V)
- Full Details
Highlights
- Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
- Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
- Choose your own fully-refundable credit line – $200 to $2000 – based on your security deposit.
- Build or rebuild your credit!¹
- Accepted wherever Mastercard® is accepted
- Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- *See Important Disclosures for complete offer details
First Progress Platinum Prestige Mastercard® Secured Credit Card
No minimum credit history or credit score required!
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Card Brand
MasterCard®
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Rewards Rate
n/a
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Annual Fee
$39
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Credit Recommended
Poor/Limited/No Credit
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Regular Purchase APR
18.74% (V)
- Full Details
Highlights
- Earn 1% Cash Back Rewards on payments made to your First Progress Secured credit card account.
- No minimum credit history or credit score required!
- Imagine being rewarded for simply paying your bill each month.
- Accepted wherever Mastercard® is accepted, online and worldwide!
- Reports to all 3 major credit bureaus
- Manage your statements, transactions & rewards on-the-go with the First Progress Card Mobile App!
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Absolutely No Credit Check or Minimum Credit Score Required
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Card Brand
Visa®
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Rewards Rate
n/a
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Annual Fee
$48
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Credit Recommended
Poor to Good
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Regular Purchase APR
9.99% Fixed
- Full Details
Highlights
- Better than Prepaid…Go with a Secured Card! Load One Time – Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR – Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit – Maximum $1,000.
- Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
OpenSky® Secured Visa® Credit Card
Credit Line: $200-$3000 at time of application
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Card Brand
Visa®
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Rewards Rate
up to 10% cash back* rewards on purchases at over 40,000 retailers
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Annual Fee
$35
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Credit Recommended
Poor
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Regular Purchase APR
25.64% (variable)
- Full Details
Highlights
- New feature! Earn up to 10% cash back* on everyday purchases
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
- *See Rewards Terms and Conditions for more information
Merrick Bank Secured Credit Card
Get your FICO® Credit Score for free each month.
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Card Brand
MasterCard®
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Rewards Rate
n/a
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Annual Fee
$36 for first year. Billed $3 per month thereafter
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Credit Recommended
See website for Details*
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Regular Purchase APR
22.70% Variable
- Full Details
Highlights
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
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