Card Category: Secured

If your credit rating is less than ideal, a secured credit card could be the financial tool you need. While it functions just like a regular credit card, the key distinction is that you’ll be required to make a cash deposit to receive approval. This deposit acts as your collateral and credit limit, providing peace of mind for both you and the card issuer. With a wide range of secured credit card offers to choose from, you’ll have no difficulty finding one that meets your eligibility criteria, interest rates, and other important details.

First Latitude Platinum Mastercard® Secured Credit Card

Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.

  • Card Brand

    MasterCard®

  • Rewards Rate

    1% Cash Back

  • Annual Fee

    $25 for the first year, after that $35 annually

  • Credit Recommended

    Poor/Limited/No Credit

  • Regular Purchase APR

    23.74% (V)

  • Full Details

    Card Page

Highlights

  • Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
  • Building credit starts immediately when you open your account – just pay your bill on time to establish your credit.*
  • Reports to all 3 major credit bureaus
  • First Latitude is accepted wherever Mastercard® is accepted, online and worldwide!
  • Pay 6-months-on-time and apply to get a second credit card in your wallet!
  • *Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Card Details Page

First Progress Platinum Prestige Mastercard® Secured Credit Card

No minimum credit history or credit score required.

  • Card Brand

    MasterCard®

  • Rewards Rate

    n/a

  • Annual Fee

    $49

  • Credit Recommended

    Poor/Limited/No Credit

  • Regular Purchase APR

    23.49% (V)

  • Full Details

    Card Page

Highlights

  • Earn 1% Cash Back Rewards on payments!
  • No minimum credit history or credit score required.
  • Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
  • Accepted wherever Mastercard® is accepted, online and worldwide!
  • Reports to all 3 major credit bureaus.
  • Manage your statements, transactions & rewards on-the-go with the First Progress Card Mobile App!
Card Details Page

First Progress Platinum Select Mastercard® Secured Credit Card

No minimum credit history or credit score required!

  • Card Brand

    MasterCard®

  • Rewards Rate

    1% Cash Back

  • Annual Fee

    $39

  • Credit Recommended

    Poor/Limited/No Credit

  • Regular Purchase APR

    18.49% (V)

  • Full Details

    Card Page

Highlights

  • Earn 1% Cash Back Rewards on payments made to your First Progress Secured credit card account.
  • No minimum credit history or credit score required!
  • Imagine being rewarded for simply paying your bill each month.
  • Accepted wherever Mastercard® is accepted, online and worldwide!
  • Reports to all 3 major credit bureaus
  • Manage your statements, transactions & rewards on-the-go with the First Progress Card Mobile App!
Card Details Page

First Progress Platinum Elite Mastercard® Secured Credit Card

No Credit History or Minimum Credit Score Required for Approval

  • Card Brand

    MasterCard®

  • Rewards Rate

    n/a

  • Annual Fee

    $29

  • Credit Recommended

    Poor/Limited/No Credit

  • Regular Purchase APR

    24.49% (V)

  • Full Details

    Card Page

Highlights

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 — $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
  • Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard!
Card Details Page

Applied Bank® Secured Visa® Gold Preferred® Credit Card

Absolutely No Credit Check or Minimum Credit Score Required

  • Card Brand

    Visa®

  • Rewards Rate

    n/a

  • Annual Fee

    $48

  • Credit Recommended

    Poor to Good

  • Regular Purchase APR

    9.99% Fixed

  • Full Details

    Card Page

Highlights

  • Better than Prepaid…Go with a Secured Card! Load One Time – Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR – Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit – Maximum $1,000.
  • Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Card Details Page

PayPal Prepaid Mastercard®

With Direct Deposit, you can get paid faster than a paper check

  • Card Brand

    MasterCard®

  • Rewards Rate

    n/a

  • Annual Fee

    Variable Monthly Fee

  • Credit Recommended

    Any Credit Welcome

  • Regular Purchase APR

    0.00%

  • Full Details

    Card Page

Highlights

  • Move money from your PayPal Account.
  • Take advantage of PayPal Payback Rewards and earn on qualifying purchases from select merchants.
  • With Direct Deposit, you can get paid faster than a paper check.
  • Card issued by The Bancorp Bank, Member FDIC. Card may be used everywhere Debit Mastercard is accepted.
  • Click PayPal Prepaid Mastercard® for additional features & program details, and to request a Card.
Card Details Page

OpenSky® Secured Visa® Credit Card

No credit check to apply and find out instantly if you are approved

  • Card Brand

    Visa®

  • Rewards Rate

    n/a

  • Annual Fee

    $35

  • Credit Recommended

    Poor

  • Regular Purchase APR

    21.89% (variable)

  • Full Details

    Card Page

Highlights

  • No credit check to apply and find out instantly if you are approved
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • *View the cardholder agreement
Card Details Page

Merrick Bank Secured Credit Card

Get your FICO® Credit Score for free each month.

  • Card Brand

    MasterCard®

  • Rewards Rate

    n/a

  • Annual Fee

    $36 for first year. Billed $3 per month thereafter

  • Credit Recommended

    See website for Details*

  • Regular Purchase APR

    21.95% Variable

  • Full Details

    Card Page

Highlights

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.
Card Details Page

Merrick Bank Double Your Line® Secured Credit Card

Get your FICO® Credit Score for free each month.

  • Card Brand

    MasterCard®

  • Rewards Rate

    n/a

  • Annual Fee

    $36 the first year. Billed $3 per month thereafter

  • Credit Recommended

    See website for Details

  • Regular Purchase APR

    21.95% Variable

  • Full Details

    Card Page

Highlights

  • Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
  • Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.
Card Details Page