Card Category: Secured
If your credit rating is less than ideal, a secured credit card could be the financial tool you need. While it functions just like a regular credit card, the key distinction is that you’ll be required to make a cash deposit to receive approval. This deposit acts as your collateral and credit limit, providing peace of mind for both you and the card issuer. With a wide range of secured credit card offers to choose from, you’ll have no difficulty finding one that meets your eligibility criteria, interest rates, and other important details.
opensky® Secured Visa® Credit Card
No credit check required – 89% approval rate with zero credit risk to apply!
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Card Brand
Visa®
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Rewards Rate
Up to 10% cash back rewards
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Annual Fee
$35
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Monthly Fee
N/A
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Credit Recommended
No credit, Poor, Fair
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Regular Purchase APR
23.89% (variable)
- Full Details
- Rates & Fees Link
Highlights
- Earn up to 10% cash back on everyday purchases
- No credit check required – 89% approval rate with zero credit risk to apply!
- Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
- Track your progress with free access to your FICO® score in our mobile app
- Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
- Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
- Start with just $200—secure your credit line with a refundable deposit
- Fast and easy application—apply in minutes with our mobile-first experience
- Flexible payment options—pick a due date that works for you
- More time to fund—spread your security deposit over 60 days with layaway
- Join 1.6 million+ cardholders who have used opensky® to build better credit!
Super.com Secured Credit Card
No credit checks. Zero interest.2 & No upfront security deposit3
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Card Brand
MasterCard®
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Rewards Rate
1% cashback on all purchases4
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Annual Fee
See Website for Details
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Monthly Fee
n/a
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Credit Recommended
Any Credit Welcome
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Regular Purchase APR
0.00%2
- Full Details
Highlights
The Super.com Secured Credit Card isn’t just another card, it’s a breakthrough in how people can build credit.
The Super.com Card can help build your credit like a secured card, and gives you real rewards, all with no minimum or upfront deposit.3
Simple. Smart. Rewarding.
- $5,000 credit utilization boost3
- 1% cashback on all purchases4
- Reports to three major credit bureaus
- No credit check or interest2
- No upfront security deposit3
No credit checks. Zero interest.2
Traditional secured cards may make you deposit hundreds of dollars just to get started. We think that’s outdated. With Super.com, you keep your cash until you actually spend it.
Get a $5,000 credit utilization boost3
When you open your Super.com Secured Credit Card and enroll in credit reporting, we report a $5,000 credit limit to the major credit bureaus, giving your credit profile a boost.
Get started in 3 easy steps
- Sign up for your Super+ membership – Access our full suite of credit building products. Cancel anytime.
- Request your Super.com Secured Credit Card – Our seamless application process only takes a few minutes. No credit checks, no hassle.
- Enroll in credit reporting
First Progress Select Secured Mastercard®
Apply with no impact to your credit!2
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Card Brand
MasterCard®
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Rewards Rate
Up To 10% Cash Back on Purchases + 1% on Payments^^
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Annual Fee
$39
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Monthly Fee
N/A
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Credit Recommended
Poor/Limited/No Credit
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Regular Purchase APR
17.49% (V)
- Full Details
Highlights
- Earn Up To 10% Cash Back on everyday shopping with your First Progress Card, plus another 1% back on payments!^^
- Apply with no impact to your credit!2
- The first step to rebuilding your credit starts with just $200!¹
- Choose the First Progress Select Card for a lower annual fee!
- All credit types welcome to apply!
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- 2We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
- *See Important Disclosures for complete offer details
First Progress Prestige Secured Mastercard®
Apply with no impact to your credit!2
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Card Brand
MasterCard®
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Rewards Rate
Up To 10% Cash Back on Purchases + 1% on Payments^^
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Annual Fee
$49
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Monthly Fee
n/a
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Credit Recommended
Poor/Limited/No Credit
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Regular Purchase APR
13.49% (V)
- Full Details
Highlights
- Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^
- A $200 refundable deposit is your first step toward better credit!
- Apply with no impact to your credit!2
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
- All credit types welcome to apply!
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- 2We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
- *See Important Disclosures for complete offer details
Merrick Bank Secured Credit Card
Get your FICO® Credit Score for free each month.
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Card Brand
MasterCard®
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Rewards Rate
n/a
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Annual Fee
$36 for first year. Billed $3 per month thereafter
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Monthly Fee
N/A
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Credit Recommended
See website for Details*
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Regular Purchase APR
21.95% Variable
- Full Details
Highlights
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
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