Credit Cards for Excellent Credit
Individuals with excellent credit usually have no trouble finding a new credit card. However, they may encounter a different challenge: comparing numerous offers to determine the best one. Credit cards designed for individuals with excellent credit often offer superior benefits, low interest rates, and attractive reward programs, among other perks. While you are well-positioned to obtain the perfect credit card, it is advisable to compare multiple offers before making a final decision. To assist you in this process, we have outlined some of the best credit cards available for individuals with excellent credit.
Experian Credit Match
Get matched to credit cards based on your credit profile
-
Card Brand
Visa®
-
Rewards Rate
See Terms
-
Annual Fee
See Terms
-
Credit Recommended
Any Credit History
-
Regular Purchase APR
See Terms
- Full Details
Highlights
Get matched to credit cards based on your credit profile
- Free Experian credit report and FICO® Score* included
- See estimated approval odds for select cards before you apply
- Check if you have pre-approved card offers
See your best matches based on you
- Simply sign in to see the credit cards that best match you
- Compare your best options and make your choice
- We apply your FICO® Score so you can apply with confidence
Petal® 2 “Cash Back, No Fees” Visa® Credit Card
$300 - $10,000 credit limits
-
Card Brand
Visa®
-
Rewards Rate
n/a
-
Annual Fee
$0
-
Credit Recommended
Excellent/Good/Limited/No Credit
-
Regular Purchase APR
17.49 - 31.49% Variable
- Full Details
Highlights
We think it’s about time a credit card company helped people succeed financially. That’s why we’ve used modern technology to design credit card products that help you budget, control your spending, and build credit.
- No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
- Variable APRs range from 17.49% – 31.49%
- Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
- 1% cash back on eligible purchases right away
- 2% – 10% cash back at select merchants
- $300 – $10,000 credit limits
- No credit score? No problem. If eligible, we’ll create your Cash Score instead.
- See if you’re pre-approved within minutes without impacting your credit score.
- Build credit alongside hundreds of thousands of Petal card members.
- Petal reports to all 3 major credit bureaus.
- No deposits required
- Card issued by WebBank
Upgrade Bitcoin Rewards Visa®
Get pre-approved in seconds with no impact to your credit score
-
Card Brand
Visa®
-
Rewards Rate
Earn unlimited 1.5% back in bitcoin rewards after you make payments on your purchases
-
Annual Fee
$0.00
-
Credit Recommended
Limited to Good
-
Regular Purchase APR
14.99% - 29.99% APR
- Full Details
Highlights
-
- $200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
- Earn unlimited 1.5% back in bitcoin rewards after you make payments on your purchases
- The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin
- No annual fees, no foreign transactions fees
- Get pre-approved in seconds with no impact to your credit score
- Pay with your phone or device by using Apple Pay® or Google Pay™
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
- * To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.
Link to Rates and Terms: https://www.upgrade.com/upgrade-card/bitcoin/program-terms/
State Exclusions: Not available in DC, Hawaii, Iowa, New Hampshire, North Carolina, West Virginia and Wisconsin
Upgrade Triple Cash Rewards Visa®
See if you qualify in minutes without hurting your credit score
-
Card Brand
Visa®
-
Rewards Rate
n/a
-
Annual Fee
$0.00
-
Credit Recommended
Good/Excellent
-
Regular Purchase APR
14.99% - 29.99% APR
- Full Details
Highlights
- $200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
- Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
- $0 annual fee, $0 activation fees, $0 foreign transaction fees
- Combine the flexibility of a credit card with the predictability of a personal loan
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
*To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.
State Exclusions: DC, IA, WV, WI
Link to Rates and Terms:
https://upgrade.zendesk.com/hc/en-us/articles/1260804318969-Upgrade-Triple-Cash-Back-Rewards-Details
Card Details PageUpgrade Cash Rewards Visa®
Earn 1.5% unlimited cash back on card purchases every time you make a payment
-
Card Brand
Visa®
-
Rewards Rate
Earn 1.5% unlimited cash back on card purchases every time you make a payment
-
Annual Fee
$0.00
-
Credit Recommended
Good/Excellent
-
Regular Purchase APR
14.99% - 29.99% APR
- Full Details
Highlights
- $200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a credit card with the predictability of a personal loan
- $0 annual fee, $0 activation fees, $0 foreign transaction fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
*To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.
State Exclusions: DC, IA, WV, WI
Link to Rates and Terms:
Card Details Page