FIT™ Platinum Mastercard®

Highlights

$400 Initial Credit Limit

Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit.

Unsecured credit card that requires No Security Deposit

With responsible card use, you may be able to rebuild or improve your credit

Perfect card for everyday purchases and unexpected expenses

Monthly reporting to the three major credit bureaus

Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)

Use your card everywhere Mastercard is accepted at millions of locations

Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

Additional Info

Purchase Intro APR : N/A

Annual Fee: $99 introductory fee for the first year, then $125 thereafter

Balance Transfers Intro APR : N/A

Credit Needed: Bad/Fair

Regular APR: 35.90% Fixed

Processing Fee: $95 (one-time fee)

Monthly Servicing Fee: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).

Cash Advance APR: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.

Foreign Transaction Fee : $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.

Late Payment : Up to $41

Returned Payment : Up to $41

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	35.90% Fixed
Annual Fee	$99 introductory fee for the first year, then $125 thereafter
Monthly Fee	N/A
Credit Recommended	Bad to Fair
Rewards Rate	n/a
Cash Advance APR	$0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	Up to $41
Overlimit Fee	n/a
Return Check Fee	Up to $41
Foreign Trans Fee	$0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
Balance Transfer Fee	n/a

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