Card Category: Building Credit
Establishing a good credit history can be challenging, particularly as several credit card companies are reluctant to work with individuals with no credit record. However, we can assist you in navigating this process. Various credit cards are specifically created to assist you in enhancing your credit and elevating your score. These credit cards are issued by leading credit providers and offer competitive APRs, little or no annual fees, and numerous advantages to simplify your life.
PREMIER Bankcard® Mastercard® Credit Card
Just complete the short application and receive a response in 60 seconds.
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Card Brand
MasterCard®
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Rewards Rate
n/a
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Annual Fee
See Provider Website
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Credit Recommended
Fair/Poor
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Regular Purchase APR
See Provider Website
- Full Details
Highlights
- Don’t let a low FICO score stop you from applying – we approve applications others may not.
- You don’t need good credit to apply.
- Just complete the short application and receive a response in 60 seconds.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
PREMIER Bankcard® is a registered trademark of PREMIER Bankcard®, LLC.
Card Details PageGO2bank
Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
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Card Brand
Visa®
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Rewards Rate
n/a
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Annual Fee
0.00
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Credit Recommended
All Credit Types Considered
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Regular Purchase APR
n/a
- Full Details
Highlights
- Overdraft protection up to $200 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
Card Details PageFirst Digital Mastercard®
Get a result in as little as 60 seconds upon completion of the online application.
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Card Brand
Visa®
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Rewards Rate
1% Cash Back
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Annual Fee
$75.00 1st year, $48.00 after*
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Credit Recommended
Poor/Damaged/Fair
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Regular Purchase APR
35.99%*
- Full Details
Highlights
- Earn 1% cash back rewards on payments made to your First Digital Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t.
- *See Rates, Fees, Costs & Limitations for complete offer details
- See Cash Back Rewards Programs Terms & Conditions for details
- Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
- Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
- You may be eligible for a Credit Line Increase after 12 months.
- Easy and secure online application – It takes just moments to apply.
- If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
- Receive your card more quickly with optional Expedited Processing (additional fee applies).
- Get a result in as little as 60 seconds upon completion of the online application.
- Online Customer Center available 24 x 7.
- Issued by Synovus Bank, Member: FDIC
Self Credit Builder + Credit Card Combo
Reports to all 3 credit bureaus. No hard credit pull and no credit history required
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Card Brand
Visa®
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Rewards Rate
n/a
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Annual Fee
One Time $9 - $15 Account Fee (Varies by Product)
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Credit Recommended
No Credit History
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Regular Purchase APR
12.03% - 15.98% (Varies by Product)
- Full Details
Highlights
- Savings plans start at $25/month and includes credit monitoring
- Reports to all 3 credit bureaus. No hard credit pull and no credit history required
- Self helps you get a small loan that you save in a CD for 12 or 24 months (FDIC- insured certificate of deposit bank account)
- At the end of account term you’ve built credit history and your CD savings unlocks
Dave
Get up to $500 instantly (1) with ExtraCash™ from Dave
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Card Brand
MasterCard®
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Rewards Rate
See Terms
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Annual Fee
See Terms
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Credit Recommended
Any Credit History
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Regular Purchase APR
See Terms
- Full Details
Highlights
Dave.com – Bank, Budget, Build Credit & Find Work
If you need cash in a hurry, and you qualify, Dave can spot you up to $500. Buy gas or groceries. Pay bills or rent. No credit check and no interest!
Get up to $500 instantly (1) with ExtraCash™ from Dave. There’s no interest, credit check, or late fees. With a Dave Spending account, you can also get your paychecks up to two days earlier (2).
Earn cash back with Dave Rewards (3), save money with Dave Goals, and if you want to make more money, Dave can help there too! With Side Hustle, you can easily find and apply for side jobs and get that cash.
Join millions of people building a better financial future with Dave!
Card Details Page
Kovo
Give yourself the gift of better credit
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Card Brand
Other
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Rewards Rate
Earn up to 1% back on loans
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Annual Fee
$0.00
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Credit Recommended
Any Credit History
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Regular Purchase APR
0%
- Full Details
Highlights
Kovo makes credit simple and accessible for everyone. Everyone deserves the chance to build their credit, and our easy-to-use platform makes it quick for you to get started. With Kovo Credit Builder, you can give yourself the gift of better credit. We’re here to help you on your journey to financial freedom!
Sign up to Kovo Credit Builder and build your credit easily with small monthly payments. Instant approval, no credit check, and no hidden fees. Plus, earn up to 1% back on loans!
- Your payment performance is reported monthly to Experian®, Equifax®, Innovise, and MicroBilt®.
- Earn up to $1,225 in rewards. That’s 5x more value than the cost of Kovo.
- Lower your monthly interest payments when you have a higher credit score.
- Better credit makes owning a car and home possible, with higher odds for approval.
- Get your FICO® Score and see your credit score journey progress every month.
PREMIER Bankcard® Grey Credit Card
Just complete the short application and receive a response in 60 seconds.
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Card Brand
MasterCard®
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Rewards Rate
n/a
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Annual Fee
See Provider Website
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Credit Recommended
Fair/Poor
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Regular Purchase APR
See Provider Website
- Full Details
Highlights
- You don’t need good credit to apply.
- We help people with bad credit, every day.
- Just complete the short application and receive a response in 60 seconds.
- You can build or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
- Don’t let a low FICO score stop you from applying – we approve applications others may not.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
PREMIER Bankcard® is a registered trademark of PREMIER Bankcard®, LLC.
Card Details Page