OpenSky® Secured Visa® Credit Card

Credit Card Details

OpenSky® Secured Visa® Credit Card

No credit check to apply and find out instantly if you are approved

  • Card Brand

    Visa®

  • Rewards Rate

    n/a

  • Regular Purchase APR

    21.89% (variable)

  • Annual Fee

    $35

  • Credit Recommended

    Poor

  • Current as of:

    03/18/2023

Highlights

  • No credit check to apply and find out instantly if you are approved
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • *View the cardholder agreement

Additional Info

  • Regular APR: 21.89% (variable)
  • Annual Fee: $35
  • Credit Line: $200-$3000 at time of application
  • Credit Recommended: Poor
  • Late Payment Fee: Up to $38
  • Cash Advance APR: 21.89% (variable)
  • Penalty APR: None

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 21.89% (variable)
Annual Fee $35
Credit Recommended Poor
Rewards Rate n/a
Cash Advance APR 21.89% (variable)
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Trans Fee n/a
Balance Transfer Fee n/a

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