OpenSky® Secured Visa® Credit Card
Credit Card Details
OpenSky® Secured Visa® Credit Card
No credit check to apply and find out instantly if you are approved
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Card Brand
Visa®
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Rewards Rate
n/a
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Regular Purchase APR
25.64% (variable)
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Annual Fee
$35
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Credit Recommended
Poor
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Current as of:
11/23/2023
Highlights
- Limited Time Offer: $51 funding voucher applied for all new accounts. Get a $200 credit line for $149. Click “Apply Now” to see additional terms and conditions.
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
- Extend your $200 credit line by getting considered for an unsecured credit line increase after 6 months – no additional deposit required!
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Join over 1.2 million cardholders who’ve used OpenSky to build their credit
Additional Info
- Regular APR: 25.64% (variable)
- Annual Fee: $35
- Credit Line: $200-$3000 at time of application
- Credit Recommended: Poor
- Late Payment Fee: Up to $40
- Cash Advance APR: 25.64% (variable)
- Penalty APR: None
Specifications
Intro (Purchases) | n/a |
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Intro (Transfers) | n/a |
Regular APR | 25.64% (variable) |
Annual Fee | $35 |
Credit Recommended | Poor |
Rewards Rate | n/a |
Cash Advance APR | 25.64% (variable) |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | Up to $40.00 |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Trans Fee | n/a |
Balance Transfer Fee | n/a |