OpenSky® Secured Visa® Credit Card

Credit Card Details

OpenSky® Secured Visa® Credit Card

No credit check to apply and find out instantly if you are approved

  • Card Brand


  • Rewards Rate


  • Regular Purchase APR

    25.64% (variable)

  • Annual Fee


  • Credit Recommended


  • Current as of:



  • Limited Time Offer: $51 funding voucher applied for all new accounts. Get a $200 credit line for $149. Click “Apply Now” to see additional terms and conditions.
  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
  • Extend your $200 credit line by getting considered for an unsecured credit line increase after 6 months – no additional deposit required!
  • Get free monthly access to your FICO score in our mobile application
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Fund your card with a low $200 refundable security deposit to get a $200 credit line
  • Apply in less than 5 minutes with our mobile first application
  • Choose the due date that fits your schedule with flexible payment dates
  • Fund your security deposit over 60 days with the option to make partial payments
  • Join over 1.2 million cardholders who’ve used OpenSky to build their credit

Additional Info

  • Regular APR: 25.64% (variable)
  • Annual Fee: $35
  • Credit Line: $200-$3000 at time of application
  • Credit Recommended: Poor
  • Late Payment Fee: Up to $40
  • Cash Advance APR: 25.64% (variable)
  • Penalty APR: None


Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 25.64% (variable)
Annual Fee $35
Credit Recommended Poor
Rewards Rate n/a
Cash Advance APR 25.64% (variable)
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee Up to $40.00
Overlimit Fee n/a
Return Check Fee n/a
Foreign Trans Fee n/a
Balance Transfer Fee n/a

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OpenSky® Secured Visa® Credit Card Overall rating: ☆☆☆☆☆ 0 based on 0 reviews.
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