OpenSky® Secured Visa® Credit Card
Credit Card Details
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OpenSky® Secured Visa® Credit Card
No credit check to apply and find out instantly if you are approved
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Card Brand
Visa®
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Rewards Rate
n/a
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Regular Purchase APR
21.89% (variable)
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Annual Fee
$35
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Credit Recommended
Poor
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Current as of:
03/18/2023
Highlights
- No credit check to apply and find out instantly if you are approved
- OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
- Get considered for a credit line increase after 6 months, with no additional deposit required
- You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
- Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
- View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
- Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
- Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
- Easy application, apply in less than 5 minutes right from your mobile device
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- *View the cardholder agreement
Additional Info
- Regular APR: 21.89% (variable)
- Annual Fee: $35
- Credit Line: $200-$3000 at time of application
- Credit Recommended: Poor
- Late Payment Fee: Up to $38
- Cash Advance APR: 21.89% (variable)
- Penalty APR: None
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 21.89% (variable) |
| Annual Fee | $35 |
| Credit Recommended | Poor |
| Rewards Rate | n/a |
| Cash Advance APR | 21.89% (variable) |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
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