Petal® 1 “No Annual Fee” Visa® Credit Card

Highlights

We think it’s about time a credit card company helped people succeed financially. That’s why we’ve used modern technology to design credit card products that help you budget, control your spending, and build credit.

$0 Annual Fee

Variable APRs range from 24.49% – 33.99%

$300 – $5,000 credit limits

Earn a credit limit increase in as little as 6 months. Terms and conditions apply.

No credit score? No problem. If eligible, we’ll create your Cash Score instead.

2% – 10% cash back at select merchants

See if you’re pre-approved within minutes without impacting your credit score.

No annual or foreign transaction fees.

Build credit alongside hundreds of thousands of Petal card members.

Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.

Petal reports to all 3 major credit bureaus

No deposits required

Card issued by WebBank

Additional Info

Regular APR : 24.49 – 33.99% Variable

Credit Recommended: Fair/Bad/Limited/No Credit

Credit Limit: $300 – $5,000

Late Payment Fee: Late fees up to $29 for first late payment, $40 for second late payment.

Return Payment Fee: Bounced payment fee up to $29.

Annual Fee: $0

Intro Rate: N/A

Intro Period: N/A

Balance Transfer: N/A

Intro (Purchases): N/A

Intro (Balance Transfers): N/A

Intro Transfer APR: N/A

Intro Transfer APR Period: N/A

Checking Account Required: Yes

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	24.49 - 33.99% Variable
Annual Fee	$0
Credit Recommended	Fair/Bad/Limited/No Credit
Rewards Rate	n/a
Cash Advance APR	n/a
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	n/a
Overlimit Fee	n/a
Return Check Fee	n/a
Foreign Trans Fee	n/a
Balance Transfer Fee	n/a

Credit Reporting

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