the secured Self Visa® Credit Card
Credit Card Details
APPLY NOWthe secured Self Visa® Credit Card
No credit check or score required
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Card Brand
Visa®
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Rewards Rate
n/a
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Regular Purchase APR
27.99% (Variable)
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Annual Fee
$0 ($25 Annual Fee after the first year.)^
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Monthly Fee
N/A
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Credit Recommended
No Credit, New to Credit, Limited Credit, Bad, Poor
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Current as of:
11/04/2025
Highlights
The secured Self Visa® Credit Card¹ is designed to help you build or rebuild your credit with confidence. No credit check or score required.
- The secured Self Visa® Credit Card is a low annual fee credit card that helps you build your credit when used responsibly.
- Unlike a debit card, it reports your payment history to all 3 major credit bureaus, helping you build credit history.
- Use your card anywhere Visa® is accepted in the US.
- A $100 minimum security deposit is required². Once approved, your credit limit will be equal to your security deposit.
- Get help staying on track with Autopay and account alerts.
- Manage your account 24/7 online, by phone, or in our mobile app.
Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.
^$0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.99%. Offer valid for new customers only.
Additional Info
- Intro APR (Purchases): N/A
- Intro APR (Transfers): N/A
- Regular APR: 27.99% (Variable)
- Annual Fee: $0 ($25 Annual Fee after the first year.)^
- Recommended Credit Score: No Credit, New to Credit, Limited Credit, Bad, Poor
- Rewards: N/A
- Cash Advance APR: N/A
- Cash Advance Fee: N/A
- Cash Grade Period: N/A
- Late Payment Fee: $15
- Overlimit Fee: N/A
- Return Check Fee: $15
- Foreign Transaction Fee: N/A
- Balance Transfer Fee: N/A
¹ The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC.
Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria Subject to change.
^$0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.99%. Offer valid for new customers only.
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 27.99% (Variable) |
| Annual Fee | $0 ($25 Annual Fee after the first year.)^ |
| Monthly Fee | N/A |
| Credit Recommended | No Credit, New to Credit, Limited Credit, Bad, Poor |
| Rewards Rate | n/a |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | $15 |
| Overlimit Fee | n/a |
| Return Check Fee | $15 |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |