Aspire® Cash Back Reward Card
Credit Card Details
APPLY NOWAspire® Cash Back Reward Card
Up to $1,000 credit limit subject to credit approval
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Card Brand
MasterCard®
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Rewards Rate
Up to a 3% Cash Back Reward
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Regular Purchase APR
29.99% or 36% Fixed
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Annual Fee
As low as $85
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Credit Recommended
Fair
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Current as of:
10/02/2023
Highlights
- Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
- Earn 1% Cash Back Rewards* on all other eligible purchases
- Up to $1,000 credit limit subject to credit approval
- Prequalify** without affecting your credit score
- No security deposit
- Free access to your VantageScore 4.0 score from TransUnion®†
*See Program Terms for important information about the cash back rewards program.
** Prequalify means that you authorize us to make a soft inquiry (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore
Additional Info
- Credit Line: Up to $1,000 credit limit subject to credit approval
- Rewards Rate 1: Up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.
- Regular APR: 29.99% or 36% Fixed
- Annual Fee: As low as $85
- Credit Recommended: Fair
- Card Brand: Mastercard®
- Foreign Trans Fee: 3% of each transaction amount in U.S. dollars
- Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
- Balance Transfer Fee: 3% of the amount of each transfer
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 29.99% or 36% Fixed |
| Annual Fee | As low as $85 |
| Credit Recommended | Fair |
| Rewards Rate | Up to a 3% Cash Back Reward |
| Cash Advance APR | See Terms |
| Cash Advance Fee | Either $5 or 5% of the amount of each cash advance, whichever is greater |
| Cash Grace Period | n/a |
| Late Payment Fee | n/s |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Trans Fee | 3% of each transaction amount in U.S. dollars |
| Balance Transfer Fee | 3% of the amount of each transfer |
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