Cards by Petal

The aim of Petal is to provide a means for a larger number of individuals to obtain and enhance their credit by utilizing the data available in their personal banking records. Petal’s credit cards are tailored to assist their members in achieving financial success. By making timely payments and exhibiting responsible credit habits, members can improve their credit scores since we report to the major credit bureaus. Petal also aim’s to educate their members about responsible credit usage. Their mobile application offers budgeting tools, the ability to monitor credit scores, and keep track of progress towards limit increases in our Leap program. (terms & conditions apply)

  • Card Brand

    Visa®

  • Rewards Rate

    n/a

  • Annual Fee

    $0

  • Credit Recommended

    Fair/Bad/Limited/No Credit

  • Regular Purchase APR

    24.49 - 33.99% Variable

  • Full Details

    Card Page

Highlights

We think it’s about time a credit card company helped people succeed financially. That’s why we’ve used modern technology to design credit card products that help you budget, control your spending, and build credit.

  • $0 Annual Fee
  • Variable APRs range from 24.49% – 33.99%
  • $300 – $5,000 credit limits
  • Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
  • No credit score? No problem. If eligible, we’ll create your Cash Score instead.
  • 2% – 10% cash back at select merchants
  • See if you’re pre-approved within minutes without impacting your credit score.
  • No annual or foreign transaction fees.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank
Card Details Page
  • Card Brand

    Visa®

  • Rewards Rate

    n/a

  • Annual Fee

    $0

  • Credit Recommended

    Excellent/Good/Limited/No Credit

  • Regular Purchase APR

    17.49 - 31.49% Variable

  • Full Details

    Card Page

Highlights

We think it’s about time a credit card company helped people succeed financially. That’s why we’ve used modern technology to design credit card products that help you budget, control your spending, and build credit.

  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Variable APRs range from 17.49% – 31.49%
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away
  • 2% – 10% cash back at select merchants
  • $300 – $10,000 credit limits
  • No credit score? No problem. If eligible, we’ll create your Cash Score instead.
  • See if you’re pre-approved within minutes without impacting your credit score.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required
  • Card issued by WebBank
Card Details Page