Highlights

• PREMIER Bankcard credit cards are for building credit.
• Start building credit by keeping your balance low and paying all your bills on time each month.
• When you need assistance our award-winning US-based Customer Service agents are there to help.
• Credit Limit Increase Eligible after 12 months of consistent responsible account management.
• We report monthly to the Consumer Reporting Agencies to help you build your credit.

Highlights

The secured Self Visa® Credit Card¹ is designed to help you build or rebuild your credit with confidence.  No credit check or score required.

• The secured Self Visa® Credit Card is a low annual fee credit card that helps you build your credit when used responsibly.
• Unlike a debit card, it reports your payment history to all 3 major credit bureaus, helping you build credit history.
• Use your card anywhere Visa® is accepted in the US.
• A $100 minimum security deposit is required². Once approved, your credit limit will be equal to your security deposit.
• Get help staying on track with Autopay and account alerts.
• Manage your account 24/7 online, by phone, or in our mobile app.

Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.

^$0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 28.24%. Offer valid for new customers only.

Highlights

• Overdraft protection up to $200 with opt-in and eligible direct deposit*
• No monthly fees with eligible direct deposit, otherwise $5 per month
• Earn up to 7% cash back when you buy eGift Cards in the app
• Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
• High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.

Highlights

Introducing Credit Builder (effective 10/28/24, members can apply for Credit Builder without $200+ direct deposit requirement):

To apply for Credit Builder, you must have an active Chime® Checking Account.

• Credit Builder is a secured credit card
• No credit check to apply
• No annual fees
• No minimum security deposit*
• Limit risk of overspending

Eligibility Requirements

• 1. “Apply” for the Credit Builder Card
• 2. Chime Checking Account required to apply

Build Credit History

• Help increase your credit scores/FICO® Score by an average of 30 points¹
• Build credit history
• A better way to build credit
• Using Credit Builder can build your credit history
• Start building credit history with money you’ve set aside

Safer Credit Building

• Turn on Safer Credit Building* to automatically pay your balance in full each month
• Your balance will be automatically paid on time², every month

The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.

Highlights

The Chime Card™ is a secured credit card designed to help you build credit stress-free while enjoying the benefits of modern, fee-friendly banking⁸. Whether you’re starting out or rebuilding your credit, the Chime Card™ can give you control of your spending, flexibility in funding, and real rewards—all without the burden of high fees or interest charges¹.

To apply for a Chime Card, Chime® Checking Account is required to apply.

Chime Card™ Key Highlights:

• Cash Back Rewards – Earn 1.5% cash back on rotating categories like gas and groceries with qualifying direct deposit and Chime+ status³.
• Simple Funding Options – Add money quickly via direct deposit, ACH transfer, linked debit card, or fee-free cash deposits at Walgreens and Duane Reade⁴.
• Wide Access, Zero Stress – Use your card at fee-free in-network ATMs⁶ and deposit cash without extra charges at approved locations⁴.
• Credit Building Made Simple – On-time payments may positively impact your FICO® Score. In a recent Experian® study, members who used Chime’s earlier credit builder observed an average FICO® Score 8 increase of 30 points after approximately 8 months⁵.
• No Credit Check & No Interest – Apply without a credit check, enjoy no interest charges⁶, and never worry about annual or late fees.
• Your Security Deposit, Your Limit – Spend only what you deposit into your secured account, giving you full control over your available credit⁷.

Get Started today and take the first step toward building your credit.

Highlights

• Credit for everyone – Regardless of your credit history!
• Get paid up to 2 days faster – Using Direct Deposit.
• Build credit not debt.
• Grow your savings – Earn up to a 4.00% Bonus on Savings Pods

View Product Disclosures

Highlights

• No hard inquiry to apply.
• Apply in 5 minutes or less.
• Get up to $300 with the unsecured Arro Card. Grow your credit line up to $2,500.
• Earn 1% cash back on gas & groceries, including Walmart and Target
• Instantly increase your credit limit as you master your personal finances in the Arro app.
• Reports to all 3 credit bureaus.
• The Arro Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.

Highlights

• Pre-qualify with no impact to your credit score
• Helping people build credit is our first priority – start your credit-building journey today.
• Start building credit by keeping your balance low and paying all your bills on time each month.
• We report monthly to the Consumer Reporting Agencies to help you build your credit.
• Award-winning, U.S.-based customer service

Highlights

The Net First Platinum card could be the perfect card for you.

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.

• No Employment or Credit Check
• Bad Credit, No Credit – OK
• Always 0.0% APR
• Fast Online Applications

*See Card for Details