First Progress Prestige Secured Mastercard®

Highlights

Turn Your Tax Refund into a Credit Building Opportunity in 2026!¹ Make Everyday Purchases = Get Rewarded. Make Payments = Get Rewarded.^^

Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^

Apply with no impact to your credit!*

Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹

All credit types welcome to apply!

¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

*We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.

^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.

*See Important Disclosures for complete offer details

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	13.49% (V)
Annual Fee	$49
Monthly Fee	n/a
Credit Recommended	Poor/Limited/No Credit
Rewards Rate	Up To 10% Cash Back on Purchases + 1% on Payments^^
Cash Advance APR	22.49% (V)
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	n/a
Overlimit Fee	n/a
Return Check Fee	n/a
Foreign Trans Fee	n/a
Balance Transfer Fee	n/a

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