Extra Card

Credit Card Details

Extra Card

No interest. No credit checks. No deposit required.

  • Card Brand

    MasterCard®

  • Rewards Rate

    Earn up to 1% in points

  • Regular Purchase APR

    See Terms

  • Annual Fee

    See Terms

  • Credit Recommended

    All Credit Types Considered

  • Current as of:

    07/19/2024

Highlights

  • Extra is the first debit card that helps you build your credit and earns up to 1% back in points for everyday purchases like gas, coffee and your phone bills.¹
  • No interest. No credit checks. No deposit required.
  • Track your spending & credit score—follow your progress with Credit Journey on the Extra App
  • Earn reward points—earn up to 1% back in points with every purchase and redeem them for cool products in the Extra Rewards Store¹
  • Use your bank—keep your money where you want, while spending smarter with Extra.¹
  • ¹The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard International. Line of credit provided by Lead Bank. Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determination of your credit score. Rewards points only available with rewards plan.

Additional Info

  • Activation Fee: $0
  • Annual Fee: See Terms
  • Brand Name: Mastercard
  • Checking Account Required: Yes
  • Credit Check: No
  • Credit Recommended: All Credit Types Considered
  • Minimum Deposit: $0
  • Rewards Rate: Earn up to 1% in points
  • Reports to Consumer Reporting Agencies: Yes

Specifications

Intro (Purchases) See Terms
Intro (Transfers) See Terms
Regular APR See Terms
Annual Fee See Terms
Credit Recommended All Credit Types Considered
Rewards Rate Earn up to 1% in points
Cash Advance APR See Terms
Cash Advance Fee See Terms
Cash Grace Period See Terms
Late Payment Fee See Terms
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Trans Fee See Terms
Balance Transfer Fee See Terms

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