Credit Card Details


Unlock Cash Back with the free Upside App!

  • Card Brand


  • Rewards Rate

    See Terms

  • Regular Purchase APR


  • Annual Fee


  • Credit Recommended

    Any Credit Welcome

  • Current as of:



Upside gets you cash back on daily essentials like gas, groceries, and dining. It’s designed to reward you for simply being yourself, allowing you to indulge in more of what you love. With over 50,000 participating gas stations, grocery stores, and restaurants, cash back opportunities are always just around the corner.

  • Earn rewards every time you shop for gas, groceries, or food with Upside’s highly-rated free app.
  • Claim a cashback offer at a nearby location.
  • Make your purchase using a credit or debit card.
  • Cash out your earnings directly to your bank account, PayPal, or a gift card.

Additional Info

Users earn an average of 8% cash back on groceries and dining—that’s on TOP of your current credit card rewards – even on debit card purchases!

And yes — it’s real cash back. No confusing rewards, points, or credits. Just actual money you can transfer straight to your bank account or PayPal. You can also cash out your earnings as an e-gift card to retailers you love, like Amazon, Walmart, and so many more.

With Upside, you can earn up to 25¢/gal cash back on gas, up to 45% back at restaurants, and up to 30% back at grocery stores. These earnings add up quickly — frequent users earn an average of $340 per year just for adding Upside to their normal routine.


Intro (Purchases) See Terms
Intro (Transfers) See Terms
Regular APR 0.00%
Annual Fee $0.00
Credit Recommended Any Credit Welcome
Rewards Rate See Terms
Cash Advance APR See Terms
Cash Advance Fee See Terms
Cash Grace Period See Terms
Late Payment Fee See Terms
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Trans Fee See Terms
Balance Transfer Fee See Terms

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