About Our Ratings
Our organization does not operate as a lending entity, but instead forges alliances with credit card firms and lending institutions that extend credit and loan products to our target audience. The conditions accompanying such offerings, such as interest rates and fees, are determined by the lending parties and are beyond our purview. It is noteworthy that we do not extend credit or loan offers and do not act as a mediator for online loans or lines of credit. Additionally, we do not possess the capacity to make credit determinations. Our website facilitates the transmission of information provided by you to our lending and credit card partners, though this does not assure approval for any loan or credit line. The operator of this website is neither a broker, representative, nor an agent of any lending institution or credit line provider.
Our organization has established remunerative relationships with credit card banks and lending partners, in which we receive compensation for every application or endorsement for a loan, credit card, or any other financial product facilitated through our website. Despite these arrangements, we maintain the veracity of all information presented to the best of our knowledge and adopt an impartial stance in its presentation. It is imperative to acknowledge that compensation may have an impact on the evaluation and ranking of financial products featured on our website. Our aim is to furnish our users with a comprehensive compendium, although we acknowledge that our website may not encompass every financial product from every financial institution.
The California Consumer Privacy Act (CCPA), gives residents of the state of California the right to prevent businesses from selling their personal information. We take your privacy very seriously and we support the CCPA by providing residents detailed instructions on opting out. Please follow the link below for more details.