Credit Cards for Any Credit History
Getting a credit card can be a daunting task, especially if your credit score is less than ideal or if you are just starting to build your credit. However, we have made it easier for you to find issuers who are willing to work with you. Each of these credit cards has been handpicked based on their secure application process, transparent bank rates, and clear credit terms. The application process is quick and simple, so let’s explore your options below.
Experian Credit Match
Get matched to credit cards based on your credit profile
- Rating
- Credit Recommended
Any Credit History
- Regular Purchase APR
See Terms
- Annual Fee
See Terms
- Updated For
Tue 03 Sep 2024
- Full Details
GO2bank
Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
-
Card Brand
Visa®
-
Rewards Rate
n/a
-
Annual Fee
0.00
-
Credit Recommended
All Credit Types Considered
-
Regular Purchase APR
n/a
- Full Details
Highlights
- Overdraft protection up to $200 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
Card Details PageExtra Card
No interest. No credit checks. No deposit required.
-
Card Brand
MasterCard®
-
Rewards Rate
Earn up to 1% in points
-
Annual Fee
See Terms
-
Credit Recommended
All Credit Types Considered
-
Regular Purchase APR
See Terms
- Full Details
Highlights
- Extra is the first debit card that helps you build your credit and earns up to 1% back in points for everyday purchases like gas, coffee and your phone bills.¹
- No interest. No credit checks. No deposit required.
- Track your spending & credit score—follow your progress with Credit Journey on the Extra App
- Earn reward points—earn up to 1% back in points with every purchase and redeem them for cool products in the Extra Rewards Store¹
- Use your bank—keep your money where you want, while spending smarter with Extra.¹
- ¹The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard International. Line of credit provided by Lead Bank. Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determination of your credit score. Rewards points only available with rewards plan.
PREMIER Bankcard® Mastercard® Credit Card
Start building credit by keeping your balance low and paying all your bills on time each month
-
Card Brand
MasterCard®
-
Rewards Rate
n/a
-
Annual Fee
See Provider Website
-
Credit Recommended
Fair/Poor
-
Regular Purchase APR
See Provider Website
- Full Details
Highlights
- PREMIER Bankcard credit cards are for building credit.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- Credit Limit Increase Eligible after 12 months of consistent responsible account management.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
Chime Secured Credit Builder Visa® Credit Card
No Credit Check to Apply
-
Card Brand
Visa®
-
Rewards Rate
See Website for Details
-
Annual Fee
$0.00
-
Credit Recommended
Limited to Good
-
Regular Purchase APR
0.00%
- Full Details
Highlights
- No annual fees or interest.3
- No credit check to apply.
- No minimum security deposit required.1
- Whether it’s gas or groceries, all purchases can count towards building credit with on-time payment.
- Reports to all 3 major credit bureaus.
- Help increase your credit scores/FICO® Score by an average of 30 points*
- View and track your FICO® Score2 right in the Chime app. FICO is the credit score used by 90% of lenders.
- Chime® Checking Account and $200 qualifying direct deposit required to apply.
To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime® Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash deposits, one time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.
Card Details PageAva
NO CREDIT CHECK REQUIRED, and approval is guaranteed when you connect a valid bank account and pass identity checks.
-
Card Brand
MasterCard®
-
Rewards Rate
See Terms
-
Annual Fee
Starting at just $6/month for the annual plan
-
Credit Recommended
Any Credit Welcome
-
Regular Purchase APR
0.00%
- Full Details
Highlights
Unlock a better financial future with Ava – an easy and effective way to build positive credit history, which can help build your credit score. You may see improvements in as little as two weeks, with 90% of credit score factors positively impacted by our approach. A prime (700+) score may finally be attainable.
With Ava, you can expect:
- No hidden fees
- 0% interest
- Instant account set up with no credit check
- $0.00 deposit/collateral required
Destiny® Mastercard® with Instant Credit
Instant: Once approved, add your card to your mobile wallet and shop today.
-
Card Brand
MasterCard®
-
Rewards Rate
n/a
-
Annual Fee
See Terms
-
Credit Recommended
Poor to Good
-
Regular Purchase APR
See Terms
- Full Details
Highlights
- Access credit immediately through a mobile wallet. Identity authentication required. See application for additional details.
- Get the Destiny® Mastercard® in your mobile wallet today.
- Apply today and shop today!
- Instant: Once approved, add your card to your mobile wallet and shop today.
- Easy: We’ll help you add your card to your mobile wallet for instant access.
- Convenient: Use in-store, online or in-app to shop today.
- Get started now so you can shop today! – Shop today with Apple Pay® or Google Pay ™
- Start shopping today in-store, online or in-app using your mobile wallet.
- Shop today! Don’t wait!
- Start shopping right away.
- Get started now so you can shop today!
- Use your mobile phone to add the Destiny card to your mobile wallet and access credit immediately.
- Don’t wait for your card in the mail; if approved, just add it to your mobile wallet with Apple Pay® or Google Pay™ to start shopping right away.
- Add The Destiny Card To Your Mobile Wallet With Apple Pay® or Google Pay™
- Start shopping today with Destiny Mastercard, apply now!
Kikoff
0% APR and No Hidden Fees
-
Card Brand
MasterCard®
-
Rewards Rate
See Terms
-
Annual Fee
$0.00
-
Credit Recommended
Any Credit Welcome
-
Regular Purchase APR
0.00%
- Full Details
Highlights
- No credit check
- 0% APR and No hidden fees
- Open your account in minutes
- Bank-level security keeps your data safe
- A tradeline from $750 up to $2,500
- Build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest.
Credit building on your terms
You decide how much to spend and how many months of payment history to build. There’s no minimum time commitment – you can pay your balance in full at any time.
Grow payment history, guaranteed.
With AutoPay we automatically settle your balance on time, every month. This guarantees you build your payment history – and your credit.
Reach your financial goals.
Every month we report your payments to the major credit bureaus. Grow your credit to get that apartment lease, car loan, those lower interest rates.
Card Details PageMilestone® Mastercard®
Greater access to credit than before - $700 credit limit
-
Card Brand
MasterCard®
-
Rewards Rate
n/a
-
Annual Fee
See Terms
-
Credit Recommended
Fair/Good
-
Regular Purchase APR
See Terms
- Full Details
Highlights
- Greater access to credit than before – $700 credit limit
- Get a Mastercard accepted online, in store and in app
- Account history is reported to the three major credit bureaus in the U.S.
- $0 liability for unauthorized use
- Access your account online or from your mobile device 24/7
PREMIER Bankcard® Grey Credit Card
Pre-qualify with no impact to your credit score
-
Card Brand
MasterCard®
-
Rewards Rate
n/a
-
Annual Fee
See Provider Website
-
Credit Recommended
Fair/Poor
-
Regular Purchase APR
See Provider Website
- Full Details
Highlights
- Pre-qualify with no impact to your credit score
- Helping people build credit is our first priority – start your credit-building journey today.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
- Award-winning, U.S.-based customer service
Indigo® Mastercard® for Less than Perfect Credit
Higher limit than before, still no security deposit required!
-
Card Brand
MasterCard®
-
Rewards Rate
n/a
-
Annual Fee
See Terms
-
Credit Recommended
Bad/Poor/Fair
-
Regular Purchase APR
35.9%
- Full Details
Highlights
- Now with higher credit limits
- Increase your access to available credit
- Higher limit than before, still no security deposit required!
- Greater access to credit than before
- Less than perfect credit is okay
- Mobile account access at any time
- Account history is reported to the three major credit bureaus in the U.S.
Destiny Mastercard®
Less than perfect credit is okay, even with a prior bankruptcy!
-
Card Brand
MasterCard®
-
Rewards Rate
n/a
-
Annual Fee
See Terms
-
Credit Recommended
Poor to Good
-
Regular Purchase APR
See Terms
- Full Details
Highlights
- All the benefits of a Mastercard, without a security deposit
- 24/7 access to your account, even on mobile!
- Reports to all three major credit bureaus
- Less than perfect credit is okay, even with a prior bankruptcy!
PREMIER Bankcard® Mastercard® Credit Card
Pre-qualify with no impact to your credit score
-
Card Brand
MasterCard®
-
Rewards Rate
n/a
-
Annual Fee
See Provider Website
-
Credit Recommended
Fair/Poor
-
Regular Purchase APR
See Provider Website
- Full Details
Highlights
- Pre-qualify with no impact to your credit score.
- Don’t let a low credit score stop you from pre-qualifying – we’ve helped millions build credit, now it’s your turn.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- Our mobile app helps you keep track of your spending and payments for greater financial control.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
Walmart MoneyCard®
Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
-
Card Brand
MasterCard®
-
Rewards Rate
n/a
-
Annual Fee
See Terms
-
Credit Recommended
n/a
-
Regular Purchase APR
n/a
- Full Details
Highlights
- Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
- Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
- Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
- Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
*Please see site for full terms and conditions.
Arro Card
All credit types accepted
-
Card Brand
MasterCard®
-
Rewards Rate
n/a
-
Annual Fee
$3/month; $1/month for the 1st year
-
Credit Recommended
All Credit Types Accepted
-
Regular Purchase APR
16% Variable
- Full Details
Highlights
- All credit types accepted.
- Arro’s soft credit pull does not impact your credit score.
- Through in-app personal finance activities, members receive real time credit limit increases and other rewards.
- Opportunities to decrease your interest rate.
- Use your Arro Card anywhere Mastercard is accepted.
- Application takes as little as 5 minutes.
MAGNUM – Credit Builder Account
No credit history needed; no hard check required
-
Card Brand
Other
-
Rewards Rate
See Terms
-
Annual Fee
n/a
-
Credit Recommended
All Credit Types Considered
-
Regular Purchase APR
n/a
- Full Details
Highlights
- Get up to a +86 average* FICO® Score increase on autopilot
- Largest credit builder in the nation
- Build from $2,000 up to $30,000 of credit history starting at just $30/mo
- Great if you want to access premium CCs & higher credit limits
- No credit history needed; no hard check required
- No prepayment or early cancellation fees
*Individual results may vary, terms and conditions may apply.
Card Details PagePREMIER Bankcard® Gold Credit Card
Don’t let a low credit score stop you from pre-qualifying — second chances are our first priority
-
Card Brand
MasterCard®
-
Rewards Rate
n/a
-
Annual Fee
See Provider Website
-
Credit Recommended
Fair/Poor
-
Regular Purchase APR
See Provider Website
- Full Details
Highlights
- Don’t let a low credit score stop you from pre-qualifying — second chances are our first priority.
- PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
- Credit limit increase eligible after 12 months of consistent responsible account management.
- We’ll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
- Award-winning, U.S.-based customer service
Net First Platinum
$750.00 Line of Credit*
-
Card Brand
Visa®
-
Rewards Rate
n/a
-
Annual Fee
See website for Details*
-
Credit Recommended
Damaged credit to Fair credit
-
Regular Purchase APR
0.0% APR
- Full Details
Highlights
The Net First Platinum card could be the perfect card for you.
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
- No Employment or Credit Check
- Bad Credit, No Credit – OK
- Always 0.0% APR
- Fast Online Applications
*See Card for Details
Card Details Page