Credit Cards for Any Credit History
Getting a credit card can be a daunting task, especially if your credit score is less than ideal or if you are just starting to build your credit. However, we have made it easier for you to find issuers who are willing to work with you. Each of these credit cards has been handpicked based on their secure application process, transparent bank rates, and clear credit terms. The application process is quick and simple, so let’s explore your options below.
PREMIER Bankcard® Mastercard® Credit Card
Start building credit by keeping your balance low and paying all your bills on time each month
- Rating
- Credit Recommended
Fair/Poor
- Regular Purchase APR
See Provider Website
- Annual Fee
See Provider Website
- Updated For
Sat 31 May 2025
- Full Details
GO2bank
Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
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Card Brand
Visa
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Rewards Rate
n/a
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Annual Fee
0.00
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Credit Recommended
All Credit Types Considered
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Regular Purchase APR
n/a
- Full Details
Highlights
- Overdraft protection up to $200 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
Card Details PageChime Secured Credit Builder Visa® Credit Card
No Credit Check to Apply
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Card Brand
Visa
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Rewards Rate
See Website for Details
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Annual Fee
$0.00
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Credit Recommended
Limited to Good
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Regular Purchase APR
No Interest
- Full Details
Highlights
Introducing Credit Builder (effective 10/28/24, members can apply for Credit Builder without $200+ direct deposit requirement):
To apply for Credit Builder, you must have an active Chime® Checking Account.
- Credit Builder is a secured credit card
- No credit check to apply
- No annual fees
- No minimum security deposit*
- Limit risk of overspending
Eligibility Requirements
- 1. “Apply” for the Credit Builder Card
- 2. Chime Checking Account required to apply
Build Credit History
- Help increase your credit scores/FICO® Score by an average of 30 points¹
- Build credit history
- A better way to build credit
- Using Credit Builder can build your credit history
- Start building credit history with money you’ve set aside
Safer Credit Building
- Turn on Safer Credit Building* to automatically pay your balance in full each month
- Your balance will be automatically paid on time², every month
The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.
Card Details PageDestiny® Mastercard® – Up to 3% Cashback Rewards
No security deposit required—get started today!
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Card Brand
MasterCard
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Rewards Rate
Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases and 1% Cashback Rewards on all other purchases
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Annual Fee
$175 the first year; $49 thereafter
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Credit Recommended
Fair
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Regular Purchase APR
35.90%
- Full Details
Highlights
- A rewards card for people with less-than-perfect credit!
- Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!
- A guaranteed $700 credit limit to help you build access to credit, if approved.
- With Cashback Rewards, you get to live like an A-lister.
- Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
- Join over a million consumers who use the Destiny Mastercard to help build their access to credit.
- No security deposit required—get started today!
Current Build Visa® Credit Card
Credit for everyone - Regardless of your credit history!
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Card Brand
Visa
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Rewards Rate
Grow your savings - Earn up to a 4.00% Bonus on Savings Pods
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Annual Fee
$0.00
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Credit Recommended
No to Good Credit
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Regular Purchase APR
0.00%
- Full Details
Highlights
- Credit for everyone – Regardless of your credit history!
- Get paid up to 2 days faster – Using Direct Deposit.
- Build credit not debt.
- Grow your savings – Earn up to a 4.00% Bonus on Savings Pods
Indigo® Mastercard® for Less than Perfect Credit
Higher limit than before, still no security deposit required!
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Card Brand
MasterCard
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Rewards Rate
n/a
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Annual Fee
See Terms
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Credit Recommended
Bad/Poor/Fair
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Regular Purchase APR
35.9%
- Full Details
Highlights
- Now with higher credit limits
- Increase your access to available credit
- Higher limit than before, still no security deposit required!
- Greater access to credit than before
- Less than perfect credit is okay
- Mobile account access at any time
- Account history is reported to the three major credit bureaus in the U.S.
Destiny® Mastercard® with Instant Credit
A guaranteed $700 credit limit to help get your financial goals on track, if approved.
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Card Brand
MasterCard
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Rewards Rate
n/a
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Annual Fee
$175 the first year; $49 thereafter
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Credit Recommended
Fair
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Regular Purchase APR
35.90%
- Full Details
Highlights
- A guaranteed $700 credit limit to help get your financial goals on track, if approved.
- Don’t wait for your card to come in the mail. If approved, add your card to your mobile wallet and shop today. See Terms.
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- Trusted by more than a million customers with reporting to all three major credit bureaus, so you get credit for all of your hard work.
- No security deposit, just instant purchasing power. See Terms.
- Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
- Get the credit you deserve, even with less-than-perfect history.
Milestone® Mastercard® – 1.5% Cashback Rewards
Unlimited 1.5% Cashback Rewards earned on every purchase
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Card Brand
MasterCard
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Rewards Rate
Unlimited 1.5% Cashback Rewards earned on every purchase
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Annual Fee
$175 the first year; $49 thereafter
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Credit Recommended
Fair
-
Regular Purchase APR
35.90%
- Full Details
Highlights
- Turn everyday purchases into 1.5% Cashback Rewards!
- A guaranteed $700 credit limit to help get your financial goals on track, if approved.
- Apply with Confidence! No Impact to your credit score if you cannot be approved. See terms.
- No upfront security deposit required so you can keep more money in your pocket.
- Join over a million consumers who are working on building their access to credit.
- Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
- A rewards card for people with less than perfect credit!
Walmart MoneyCard®
Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
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Card Brand
MasterCard
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Rewards Rate
n/a
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Annual Fee
See Terms
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Credit Recommended
n/a
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Regular Purchase APR
n/a
- Full Details
Highlights
- Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
- Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
- Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
- Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
*Please see site for full terms and conditions.
Milestone® Mastercard®
Greater access to credit than before - $700 credit limit
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Card Brand
MasterCard
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Rewards Rate
n/a
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Annual Fee
See Terms
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Credit Recommended
Fair/Good
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Regular Purchase APR
See Terms
- Full Details
Highlights
- Greater access to credit than before – $700 credit limit
- Get a Mastercard accepted online, in store and in app
- Account history is reported to the three major credit bureaus in the U.S.
- $0 liability for unauthorized use
- Access your account online or from your mobile device 24/7
PREMIER Bankcard® Grey Credit Card
Pre-qualify with no impact to your credit score
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Card Brand
MasterCard
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Rewards Rate
n/a
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Annual Fee
See Provider Website
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Credit Recommended
Fair/Poor
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Regular Purchase APR
See Provider Website
- Full Details
Highlights
- Pre-qualify with no impact to your credit score
- Helping people build credit is our first priority – start your credit-building journey today.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
- Award-winning, U.S.-based customer service
Net First Platinum
$750.00 Line of Credit*
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Card Brand
Visa
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Rewards Rate
n/a
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Annual Fee
See website for Details*
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Credit Recommended
Damaged credit to Fair credit
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Regular Purchase APR
0.0% APR
- Full Details
Highlights
The Net First Platinum card could be the perfect card for you.
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
- No Employment or Credit Check
- Bad Credit, No Credit – OK
- Always 0.0% APR
- Fast Online Applications
*See Card for Details
Card Details Page