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Total Visa® Card

Credit Card Details

Total Visa® Card

$300 credit limit (subject to available credit)

  • Card Brand

    Visa®

  • Rewards Rate

    1% Cash Back

  • Regular Purchase APR

    35.99%*

  • Annual Fee

    $75.00 1st year, $48.00 after*

  • Credit Recommended

    Fair/Bad Credit

  • Current as of:

    09/30/2023

Highlights

Additional Info

  • Regular APR: 35.99%*
  • Cash Advance APR: 35.99%*
  • Annual Fee: $75.00 1st year, $48.00 after*
  • Late Payment Fee: Up to $41.00*
  • Return Payment Fee: Up to $41.00*
  • Program Fee: $95.00*
  • Cash Advance Fee: Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
  • Reports to Consumer Reporting Agencies: Monthly to all 3 major bureaus
  • Credit Recommended: Fair/Bad Credit
  • Credit Limit: $300
  • Rewards Rate: 1% Cash Back
  • Card Brand: Visa®

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 35.99%*
Annual Fee $75.00 1st year, $48.00 after*
Credit Recommended Fair/Bad Credit
Rewards Rate 1% Cash Back
Cash Advance APR 35.99%*
Cash Advance Fee Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
Cash Grace Period See Website for Details
Late Payment Fee Up to $41.00*
Overlimit Fee See Website for Details
Return Check Fee Up to $41.00*
Foreign Trans Fee See Website for Details
Balance Transfer Fee See Website for Details

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