Total Visa® Card
Credit Card Details
Total Visa® Card
$300 credit limit (subject to available credit)
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Card Brand
Visa®
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Rewards Rate
1% Cash Back
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Regular Purchase APR
35.99%*
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Annual Fee
$75.00 1st year, $48.00 after*
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Credit Recommended
Fair/Bad Credit
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Current as of:
09/30/2023
Highlights
- Earn 1% cash back rewards on payments made to your Total Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
- No security deposit, simply pay a one-time $95 program fee to open your account.*
- User friendly Mobile App.
- *See Rates, Fees, Costs & Limitations for complete offer details
- See Total Card Visa Rewards Programs Terms & Conditions for details
Additional Info
- Regular APR: 35.99%*
- Cash Advance APR: 35.99%*
- Annual Fee: $75.00 1st year, $48.00 after*
- Late Payment Fee: Up to $41.00*
- Return Payment Fee: Up to $41.00*
- Program Fee: $95.00*
- Cash Advance Fee: Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
- Reports to Consumer Reporting Agencies: Monthly to all 3 major bureaus
- Credit Recommended: Fair/Bad Credit
- Credit Limit: $300
- Rewards Rate: 1% Cash Back
- Card Brand: Visa®
Specifications
Intro (Purchases) | n/a |
---|---|
Intro (Transfers) | n/a |
Regular APR | 35.99%* |
Annual Fee | $75.00 1st year, $48.00 after* |
Credit Recommended | Fair/Bad Credit |
Rewards Rate | 1% Cash Back |
Cash Advance APR | 35.99%* |
Cash Advance Fee | Either $10, or 3% of the amount of the Cash Advance, whichever is greater. |
Cash Grace Period | See Website for Details |
Late Payment Fee | Up to $41.00* |
Overlimit Fee | See Website for Details |
Return Check Fee | Up to $41.00* |
Foreign Trans Fee | See Website for Details |
Balance Transfer Fee | See Website for Details |
Review Total Visa® Card.