OpenSky® Secured Visa® Credit Card
Credit Card Details
OpenSky® Secured Visa® Credit Card
New feature! Earn up to 10% cash back* on everyday purchases
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Card Brand
Visa®
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Rewards Rate
Up to 10% cash back rewards
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Regular Purchase APR
24.89% (variable)
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Annual Fee
$35
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Credit Recommended
No credit, Poor, Fair
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Current as of:
12/30/2024
Highlights
- New feature! Earn up to 10% cash back* on everyday purchases
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
- *See Rewards Terms and Conditions for more information
Additional Info
- Regular APR: 24.89% (variable)
- Annual Fee: $35
- Credit Line: $200-$3000 at time of application
- Credit Recommended: No credit, Poor, Fair
- Late Payment Fee: Up to $41
- Cash Advance APR: 24.89% (variable)
- Penalty APR: None
- Rewards Rate: Up to 10% cash back rewards
Specifications
Intro (Purchases) | n/a |
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Intro (Transfers) | n/a |
Regular APR | 24.89% (variable) |
Annual Fee | $35 |
Credit Recommended | No credit, Poor, Fair |
Rewards Rate | Up to 10% cash back rewards |
Cash Advance APR | 24.89% (variable) |
Cash Advance Fee | See Website for Details |
Cash Grace Period | See Website for Details |
Late Payment Fee | Up to $41 |
Overlimit Fee | See Website for Details |
Return Check Fee | See Website for Details |
Foreign Trans Fee | See Website for Details |
Balance Transfer Fee | See Website for Details |