MAGNUM – Credit Builder Account
Credit Card Details
MAGNUM – Credit Builder Account
No credit history needed; no hard check required
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Card Brand
Other
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Rewards Rate
See Terms
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Regular Purchase APR
n/a
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Annual Fee
n/a
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Monthly Fee
N/A
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Credit Recommended
All Credit Types Considered
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Current as of:
03/02/2026
Highlights
- Get up to a +88 average* FICO® Score increase on autopilot
- Designed for the biggest long-term impact on your credit score
- Build from $2,000 up to $25,000 of credit history starting at low monthly payments
- Great if you want to access premium CCs & higher credit limits
- No credit history needed; no hard check required
- No prepayment or early cancellation fees
*Average first-year credit score impact of +88 points in 2024 for CreditStrong account users who started with a score below 550; who paid on-time for consecutively 12 months; and who had no delinquencies or collections added to their credit profile during the period. Individual results may vary.
Additional Info
- Credit Check: No
- Credit Recommended: All Credit Types Considered
- Reports to Consumer Reporting Agencies: Experian, TransUnion, Equifax
- Coverage: Excludes: WI, VT
Specifications
| Intro (Purchases) | See Terms |
|---|---|
| Intro (Transfers) | See Terms |
| Regular APR | n/a |
| Annual Fee | n/a |
| Monthly Fee | N/A |
| Credit Recommended | All Credit Types Considered |
| Rewards Rate | See Terms |
| Cash Advance APR | See Terms |
| Cash Advance Fee | See Terms |
| Cash Grace Period | See Terms |
| Late Payment Fee | See Terms |
| Overlimit Fee | See Terms |
| Return Check Fee | See Terms |
| Foreign Trans Fee | See Terms |
| Balance Transfer Fee | See Terms |