MAGNUM – Credit Builder Account

Credit Card Details

MAGNUM – Credit Builder Account

No credit history needed; no hard check required

  • Card Brand

    Other

  • Rewards Rate

    See Terms

  • Regular Purchase APR

    n/a

  • Annual Fee

    n/a

  • Monthly Fee

    N/A

  • Credit Recommended

    All Credit Types Considered

  • Current as of:

    03/02/2026

Highlights

  • Get up to a +88 average* FICO® Score increase on autopilot
  • Designed for the biggest long-term impact on your credit score
  • Build from $2,000 up to $25,000 of credit history starting at low monthly payments
  • Great if you want to access premium CCs & higher credit limits
  • No credit history needed; no hard check required
  • No prepayment or early cancellation fees

    *Average first-year credit score impact of +88 points in 2024 for CreditStrong account users who started with a score below 550; who paid on-time for consecutively 12 months; and who had no delinquencies or collections added to their credit profile during the period. Individual results may vary.

Additional Info

  • Credit Check: No
  • Credit Recommended: All Credit Types Considered
  • Reports to Consumer Reporting Agencies: Experian, TransUnion, Equifax
  • Coverage: Excludes: WI, VT

Specifications

Intro (Purchases) See Terms
Intro (Transfers) See Terms
Regular APR n/a
Annual Fee n/a
Monthly Fee N/A
Credit Recommended All Credit Types Considered
Rewards Rate See Terms
Cash Advance APR See Terms
Cash Advance Fee See Terms
Cash Grace Period See Terms
Late Payment Fee See Terms
Overlimit Fee See Terms
Return Check Fee See Terms
Foreign Trans Fee See Terms
Balance Transfer Fee See Terms

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MAGNUM – Credit Builder Account Overall rating: ☆☆☆☆☆ 0 based on 0 reviews.
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