Kikoff
Credit Card Details
APPLY NOWKikoff
0% APR and No Hidden Fees
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Card Brand
MasterCard®
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Rewards Rate
See Terms
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Regular Purchase APR
0.00%
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Annual Fee
$0.00
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Credit Recommended
Any Credit Welcome
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Current as of:
12/21/2024
Highlights
- No credit check
- 0% APR and No hidden fees
- Open your account in minutes
- Bank-level security keeps your data safe
- A tradeline from $750 up to $2,500
- Build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest.
Credit building on your terms
You decide how much to spend and how many months of payment history to build. There’s no minimum time commitment – you can pay your balance in full at any time.
Grow payment history, guaranteed.
With AutoPay we automatically settle your balance on time, every month. This guarantees you build your payment history – and your credit.
Reach your financial goals.
Every month we report your payments to the major credit bureaus. Grow your credit to get that apartment lease, car loan, those lower interest rates.
Additional Info
Sign up for Kikoff Credit Service.
Apply in minutes with no credit pull. Purchase the Kikoff Credit Service for $5/month[1]. This account is designed to build long-term credit and give you a low utilization rate.
Make your first payment.
Your payment goes toward your Credit Account balance and payment history gets reported to the credit bureaus. This account stays open as long as your Kikoff account is active.
Open your Credit Builder Loan.
After your first payment, you’ll unlock access to the 0% interest and $0 fees Credit Builder Loan. Pay 12 installments of $10/month, after which we will return your $120 back to you.
Specifications
| Intro (Purchases) | See Terms |
|---|---|
| Intro (Transfers) | See Terms |
| Regular APR | 0.00% |
| Annual Fee | $0.00 |
| Credit Recommended | Any Credit Welcome |
| Rewards Rate | See Terms |
| Cash Advance APR | See Terms |
| Cash Advance Fee | See Terms |
| Cash Grace Period | See Terms |
| Late Payment Fee | See Terms |
| Overlimit Fee | See Terms |
| Return Check Fee | See Terms |
| Foreign Trans Fee | See Terms |
| Balance Transfer Fee | See Terms |