Firstcard® Secured Credit Builder Card
Credit Card Details
Firstcard® Secured Credit Builder Card
No credit check or hard inquiry
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Card Brand
MasterCard®
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Rewards Rate
Earn up to 15% cashback at selected merchants
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Regular Purchase APR
0%
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Annual Fee
0.00
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Credit Recommended
No Credit, Limited Credit
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Current as of:
02/08/2025
Highlights
Firstcard® Secured Credit Builder Card helps everyone build credit no matter who they are, where they are from, or their credit history.
BUILD YOUR CREDIT SCORE EARLY AND SAFELY
- Build your credit score every time you spend
- Accepts immigrants, international students, foreigners, and non-US citizens without an SSN¹– apply with a passport
- No credit check or hard inquiry
- No overspending
- No interest, overdraft fee, late payment fee, or account minimum requirement
- We can approve your credit card application regardless of your credit history¹
- We report to all 3 major credit bureaus: TransUnion®, Equifax® and Experian®
- Applying for Firstcard does not impact your credit score
Additional Info
EARN CASHBACK² EVERY TIME YOU SPEND
- Earn up to 15% Merchant Cashback at 29,000 partner merchants
- Earn up to 10% Random Cashback on all qualifying purchases
- Get an additional 1% cashback on all qualifying purchases with Firstcard+³
GROW YOUR MONEY OVER TIME
- Firstcard Standard members can earn 0.75% Annual Percentage Yield⁴ (APY)
- Firstcard+ members can earn 2.00% APY
- Firstcard Premium members can earn 4.00% APY
(The national average interest rate on savings accounts is 0.45% APY⁵)
EQUAL ACCESS FOR EVERYONE
- Accept immigrants, international students, foreigners, and non-US citizens without an SSN¹
- Have no credit score or low credit score? No problem. We can approve your credit card application regardless of your credit history.
SECURITY AND SUPPORT YOU CAN TRUST
- Your money is FDIC-insured up to $250,000 through Regent Bank, member FDIC.
- The Firstcard credit card is issued pursuant to a license from Mastercard® International Inc.
- Our team is based in the US and we are headquartered in Silicon Valley.
Specifications
Intro (Purchases) | n/a |
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Intro (Transfers) | n/a |
Regular APR | 0% |
Annual Fee | 0.00 |
Credit Recommended | No Credit, Limited Credit |
Rewards Rate | Earn up to 15% cashback at selected merchants |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Trans Fee | See Website for Details |
Balance Transfer Fee | n/a |