First Digital Mastercard®

Highlights

Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.

Build up your credit history with a card that reports to all three major credit bureaus every month.

Perfect credit not required for approval; we may approve you when others won’t.

Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.

You may be eligible for a Credit Line Increase after 12 months.

Easy and secure online application – It takes just moments to apply.

Checking account required.

If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).

Receive your card more quickly with optional Expedited Processing (additional fee applies).

Get a result in as little as 60 seconds upon completion of the online application.

Online Customer Center available 24 x 7.

Issued by Synovus Bank, Member: FDIC

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	35.99%
Annual Fee	$75.00 for first year. After that, $48.00 annually.
Credit Recommended	Bad/Poor/Limited
Rewards Rate	n/a
Cash Advance APR	See website for Details*
Cash Advance Fee	Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
Cash Grace Period	See website for Details*
Late Payment Fee	$40.00
Overlimit Fee	n/a
Return Check Fee	$40.00
Foreign Trans Fee	See website for Details*
Balance Transfer Fee	See website for Details*

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