fbpx

First Digital Mastercard®

Credit Card Details

First Digital Mastercard®

Get a result in as little as 60 seconds upon completion of the online application.

  • Card Brand

    Visa®

  • Rewards Rate

    1% Cash Back

  • Regular Purchase APR

    35.99%*

  • Annual Fee

    $75.00 1st year, $48.00 after*

  • Credit Recommended

    Poor/Damaged/Fair

  • Current as of:

    09/29/2023

Highlights

  • Earn 1% cash back rewards on payments made to your First Digital Credit Card
  • Checking Account Required
  • $300 credit limit (subject to available credit)
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • *See Rates, Fees, Costs & Limitations for complete offer details
  • See Cash Back Rewards Programs Terms & Conditions for details

 

  • Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
  • Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
  • You may be eligible for a Credit Line Increase after 12 months.
  • Easy and secure online application – It takes just moments to apply.
  • If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
  • Receive your card more quickly with optional Expedited Processing (additional fee applies).
  • Get a result in as little as 60 seconds upon completion of the online application.
  • Online Customer Center available 24 x 7.
  • Issued by Synovus Bank, Member: FDIC

Additional Info

  • Regular APR: 35.99%*
  • Cash Advance APR: 35.99%*
  • Annual Fee: $75.00 1st year, $48.00 after*
  • Late Payment Fee: Up to $41.00*
  • Return Payment Fee: Up to $41.00*
  • Program Fee: $95.00*
  • Cash Advance Fee: Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
  • Reports to Consumer Reporting Agencies: Monthly to all 3 major bureaus
  • Credit Recommended: Poor/Damaged/Fair
  • Credit Limit: $300
  • Rewards Rate: 1% Cash Back
  • Card Brand: Mastercard®

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 35.99%*
Annual Fee $75.00 1st year, $48.00 after*
Credit Recommended Poor/Damaged/Fair
Rewards Rate 1% Cash Back
Cash Advance APR 35.99%*
Cash Advance Fee Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
Cash Grace Period See Website for Details
Late Payment Fee Up to $41.00*
Overlimit Fee n/a
Return Check Fee Up to $41.00*
Foreign Trans Fee See Website for Details
Balance Transfer Fee See Website for Details

Review First Digital Mastercard®.

Your email address will not be published. Required fields are marked *