First Digital Mastercard®
Credit Card Details
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APPLY NOWFirst Digital Mastercard®
Get a result in as little as 60 seconds upon completion of the online application.
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Card Brand
Visa®
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Rewards Rate
1% Cash Back
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Regular Purchase APR
35.99%*
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Annual Fee
$75.00 1st year, $48.00 after*
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Credit Recommended
Poor/Damaged/Fair
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Current as of:
09/29/2023
Highlights
- Earn 1% cash back rewards on payments made to your First Digital Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t.
- *See Rates, Fees, Costs & Limitations for complete offer details
- See Cash Back Rewards Programs Terms & Conditions for details
- Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
- Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
- You may be eligible for a Credit Line Increase after 12 months.
- Easy and secure online application – It takes just moments to apply.
- If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
- Receive your card more quickly with optional Expedited Processing (additional fee applies).
- Get a result in as little as 60 seconds upon completion of the online application.
- Online Customer Center available 24 x 7.
- Issued by Synovus Bank, Member: FDIC
Additional Info
- Regular APR: 35.99%*
- Cash Advance APR: 35.99%*
- Annual Fee: $75.00 1st year, $48.00 after*
- Late Payment Fee: Up to $41.00*
- Return Payment Fee: Up to $41.00*
- Program Fee: $95.00*
- Cash Advance Fee: Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
- Reports to Consumer Reporting Agencies: Monthly to all 3 major bureaus
- Credit Recommended: Poor/Damaged/Fair
- Credit Limit: $300
- Rewards Rate: 1% Cash Back
- Card Brand: Mastercard®
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 35.99%* |
| Annual Fee | $75.00 1st year, $48.00 after* |
| Credit Recommended | Poor/Damaged/Fair |
| Rewards Rate | 1% Cash Back |
| Cash Advance APR | 35.99%* |
| Cash Advance Fee | Either $10, or 3% of the amount of the Cash Advance, whichever is greater. |
| Cash Grace Period | See Website for Details |
| Late Payment Fee | Up to $41.00* |
| Overlimit Fee | n/a |
| Return Check Fee | Up to $41.00* |
| Foreign Trans Fee | See Website for Details |
| Balance Transfer Fee | See Website for Details |
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