Current Build Visa® Credit Card
Credit Card Details
APPLY NOWCurrent Build Visa® Credit Card
Credit for everyone – Regardless of your credit history!
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Card Brand
Visa®
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Rewards Rate
N/A
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Regular Purchase APR
0.00%
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Annual Fee
$0.00
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Monthly Fee
N/A
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Credit Recommended
No to Good Credit
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Current as of:
09/22/2025
Highlights
Set up an account with Current to have your refund direct deposited up to 5 days faster. Early access to tax refunds depends on the timing of the submission of the payment file from the payer. Current makes these funds available on the day the payment file is received, which may be up to 5 days earlier than the scheduled payment date. Click here for more information.
- Credit for everyone – Regardless of your credit history!
- Simply open a Current Account and add funds. The amount added then becomes your spending power for the Build Card.
- No minimum security deposit required.
- Enjoy instant gas hold removals.
- Reports monthly to all three major credit bureaus.
- View Product Disclosures
Additional Info
- Primary Benefit: May help build credit and improve your credit score over time.
- Products Offered: Mobile Banking & Visa Credit Card
- Brand Name: Visa®
- Credit Check: No
- Regular APR: N/A
Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Choice Financial Group, Member FDIC, and/or Cross River Bank, Member FDIC. The Current Visa® Debit Card, which may be issued by Choice Financial Group and/or Cross River Bank, and the Current Visa® secured charge card, which is issued by Cross River Bank, are all issued pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. A Current deposit account is required to apply for the Current Visa® secured charge card. Independent approval required.
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 0.00% |
| Annual Fee | $0.00 |
| Monthly Fee | N/A |
| Credit Recommended | No to Good Credit |
| Rewards Rate | N/A |
| Cash Advance APR | See Website for Details |
| Cash Advance Fee | See Website for Details |
| Cash Grace Period | See Website for Details |
| Late Payment Fee | See Website for Details |
| Overlimit Fee | See Website for Details |
| Return Check Fee | See Website for Details |
| Foreign Trans Fee | See Website for Details |
| Balance Transfer Fee | See Website for Details |