Arro Card
Credit Card Details
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APPLY NOWArro Card
Start with credit limit up to $300, grow to $2,500
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Card Brand
MasterCard
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Rewards Rate
1% cashback on gas and groceries
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Regular Purchase APR
24.99% Variable
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Annual Fee
$60* (*discounted in Year 1 for starting credit lines under $300)
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Monthly Fee
N/A
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Credit Recommended
All Credit Types Accepted
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Current as of:
08/30/2025
Highlights
- No hard inquiry to apply.
- Apply in 5 minutes or less.
- Get up to $300 with the unsecured Arro Card. Grow your credit line up to $2,500.
- Earn 1% cash back on gas & groceries, including Walmart and Target
- Instantly increase your credit limit as you master your personal finances in the Arro app.
- Reports to all 3 credit bureaus.
- The Arro Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
Additional Info
- Primary Benefit: Build credit while earning rewards
- Rewards Rate: 1% cashback on gas and groceries
- Credit Limit: Start with credit limit up to $300, grow to $2,500
- Regular APR: 24.99% Variable
- Annual Fee: $60* (*discounted in Year 1 for starting credit lines under $300)
- Credit Recommended: All Credit Types Accepted
- Checking Account Required: Yes
- Card Brand: Mastercard®
- Late Payment Fee: Up to $38
- Return Payment Fee: $0
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 24.99% Variable |
| Annual Fee | $60* (*discounted in Year 1 for starting credit lines under $300) |
| Monthly Fee | N/A |
| Credit Recommended | All Credit Types Accepted |
| Rewards Rate | 1% cashback on gas and groceries |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | Up to $38 |
| Overlimit Fee | n/a |
| Return Check Fee | none |
| Foreign Trans Fee | n/a |
| Balance Transfer Fee | n/a |
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