Arro Card

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Arro Card

Build and grow credit – up to $2,500 over time

  • Card Brand

    MasterCard

  • Rewards Rate

    n/a

  • Regular Purchase APR

    16% Variable

  • Annual Fee

    $36* (*discounted in Year 1 for starting credit lines under $200)

  • Credit Recommended

    All Credit Types Accepted

  • Current as of:

    08/08/2025

Highlights

  • No hard inquiry to apply.
  • Apply in 5 minutes or less.
  • Get up to $300 with the unsecured Arro Card. Grow your credit line up to $2,500.
  • Earn 1% cash back on gas & groceries, including Walmart and Target
  • Instantly increase your credit limit as you master your personal finances in the Arro app.
  • Reports to all 3 credit bureaus.
  • The Arro Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.

Additional Info

  • Primary Benefit: Build and grow credit – up to $2,500 over time
  • Rewards Rate: 1% cashback
  • Credit Limit: Up to $300 starting limit
  • Regular APR: 16% Variable
  • Annual Fee: $36* (*discounted in Year 1 for starting credit lines under $200)
  • Credit Recommended: All Credit Types Accepted
  • Checking Account Required: Yes
  • Card Brand: Mastercard®
  • Late Payment Fee: Up to $8
  • Return Payment Fee: $0

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 16% Variable
Annual Fee $36* (*discounted in Year 1 for starting credit lines under $200)
Credit Recommended All Credit Types Accepted
Rewards Rate n/a
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee Up to $8
Overlimit Fee n/a
Return Check Fee none
Foreign Trans Fee n/a
Balance Transfer Fee n/a
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