Card Category: Prepaid & Debit
Take a look at our list of the top ten highest-rated prepaid and debit card programs. The application process for these cards is quick, safe, and secure, and many of them do not require a credit check or minimum balance. It’s important to note that prepaid and debit cards differ from traditional credit cards in that you’re using money that you loaded onto the card beforehand to make purchases or pay bills online. Furthermore, some of these cards offer a direct deposit option, which eliminates the need to pay check-cashing fees. Let’s begin below.
Netspend® Visa® Prepaid Card
With Direct Deposit, you can get paid faster than a paper check
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Card Brand
Visa®
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Rewards Rate
n/a
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Annual Fee
Variable Monthly Fee
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Credit Recommended
Limited
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Regular Purchase APR
n/a
- Full Details
Highlights
- With Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
- Card use is subject to activation and ID verification. Terms and Costs apply.
- Card issued by MetaBank® N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.
- See additional Netspend® Visa® Prepaid Card details by clicking Apply Now
GO2bank
Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
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Card Brand
Visa®
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Rewards Rate
n/a
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Annual Fee
0.00
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Credit Recommended
All Credit Types Considered
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Regular Purchase APR
n/a
- Full Details
Highlights
- Overdraft protection up to $200 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
Card Details PageWalmart MoneyCard®
Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
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Card Brand
MasterCard®
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Rewards Rate
n/a
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Annual Fee
See Terms
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Credit Recommended
n/a
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Regular Purchase APR
n/a
- Full Details
Highlights
- Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
- Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
- Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
- Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
*Please see site for full terms and conditions.
Current Build Visa® Credit Card
Credit for everyone - Regardless of your credit history!
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Card Brand
Visa®
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Rewards Rate
Grow your savings - Earn up to a 4.00% Bonus on Savings Pods
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Annual Fee
$0.00
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Credit Recommended
No to Good Credit
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Regular Purchase APR
0.00%
- Full Details
Highlights
- Credit for everyone – Regardless of your credit history!
- Get paid up to 2 days faster – Using Direct Deposit.
- Build credit not debt.
- Grow your savings – Earn up to a 4.00% Bonus on Savings Pods
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