Highlights

• PREMIER Bankcard credit cards are for building credit.
• Start building credit by keeping your balance low and paying all your bills on time each month.
• When you need assistance our award-winning US-based Customer Service agents are there to help.
• Credit Limit Increase Eligible after 12 months of consistent responsible account management.
• We report monthly to the Consumer Reporting Agencies to help you build your credit.

Highlights

• Overdraft protection up to $200 with opt-in and eligible direct deposit*
• No monthly fees with eligible direct deposit, otherwise $5 per month
• Earn up to 7% cash back when you buy eGift Cards in the app
• Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
• High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.

Highlights

Introducing Credit Builder (effective 10/28/24, members can apply for Credit Builder without $200+ direct deposit requirement):

To apply for Credit Builder, you must have an active Chime® Checking Account.

• Credit Builder is a secured credit card
• No credit check to apply
• No annual fees
• No minimum security deposit*
• Limit risk of overspending

Eligibility Requirements

• 1. “Apply” for the Credit Builder Card
• 2. Chime Checking Account required to apply

Build Credit History

• Help increase your credit scores/FICO® Score by an average of 30 points¹
• Build credit history
• A better way to build credit
• Meet Credit Builder, a brand new way to build credit
• Using Credit Builder can build your credit history
• Start building credit history with money you’ve set aside

Safer Credit Building

• Turn on Safer Credit Building* to automatically pay your balance in full each month
• Your balance will be automatically paid on time², every month

The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.

Highlights

The secured Self Visa® Credit Card¹ is designed to help you build or rebuild your credit with confidence.  No credit check or score required.

• The secured Self Visa® Credit Card is a low annual fee credit card that helps you build your credit when used responsibly.
• Unlike a debit card, it reports your payment history to all 3 major credit bureaus, helping you build credit history.
• Use your card anywhere Visa® is accepted in the US.
• A $100 minimum security deposit is required². Once approved, your credit limit will be equal to your security deposit.
• Get help staying on track with Autopay and account alerts.
• Manage your account 24/7 online, by phone, or in our mobile app.

Highlights

• Access credit immediately through a mobile wallet. Identity authentication required. See application for additional details.
• Get the Destiny® Mastercard® in your mobile wallet today.
• Apply today and shop today!
• Instant: Once approved, add your card to your mobile wallet and shop today.
• Easy: We’ll help you add your card to your mobile wallet for instant access.
• Convenient: Use in-store, online or in-app to shop today.
• Get started now so you can shop today! – Shop today with Apple Pay® or Google Pay ™
• Start shopping today in-store, online or in-app using your mobile wallet.
• Shop today! Don’t wait!
• Start shopping right away.
• Get started now so you can shop today!
• Use your mobile phone to add the Destiny card to your mobile wallet and access credit immediately.
• Don’t wait for your card in the mail; if approved, just add it to your mobile wallet with Apple Pay® or Google Pay™ to start shopping right away.
• Add The Destiny Card To Your Mobile Wallet With Apple Pay® or Google Pay™
• Start shopping today with Destiny Mastercard, apply now!

Highlights

• Now with higher credit limits
• Increase your access to available credit
• Higher limit than before, still no security deposit required!
• Greater access to credit than before
• Less than perfect credit is okay
• Mobile account access at any time
• Account history is reported to the three major credit bureaus in the U.S.

Highlights

Unlock a better financial future with Ava – an easy and effective way to build positive credit history, which can help build your credit score. You may see improvements in as little as two weeks, with 90% of credit score factors positively impacted by our approach. A prime (700+) score may finally be attainable.

With Ava, you can expect:

• No hidden fees
• 0% interest
• Instant account set up with no credit check
• $0.00 deposit/collateral required

Highlights

Dave.com – Bank, Budget, Build Credit & Find Work

If you need cash in a hurry, and you qualify, Dave can spot you up to $500. Buy gas or groceries. Pay bills or rent. No credit check and no interest!

Get up to $500 instantly (1) with ExtraCash™ from Dave. There’s no interest, credit check, or late fees. With a Dave Spending account, you can also get your paychecks up to two days earlier (2).

Earn cash back with Dave Rewards (3), save money with Dave Goals, and ​​if you want to make more money, Dave can help there too! With Side Hustle, you can easily find and apply for side jobs and get that cash.

Join millions of people building a better financial future with Dave!

Highlights

• All credit types accepted.
• Arro’s soft credit pull does not impact your credit score.
• Through in-app personal finance activities, members receive real time credit limit increases and other rewards.
• Opportunities to decrease your interest rate.
• Use your Arro Card anywhere Mastercard is accepted.
• Application takes as little as 5 minutes.

Highlights

• Get up to a +86 average* FICO® Score increase on autopilot
• Largest credit builder in the nation
• Build from $2,000 up to $30,000 of credit history starting at low monthly payments
• Great if you want to access premium CCs & higher credit limits
• No credit history needed; no hard check required
• No prepayment or early cancellation fees

*Individual results may vary, terms and conditions may apply.

Highlights

• No credit check
• 0% APR and No hidden fees
• Open your account in minutes
• Bank-level security keeps your data safe
• A  tradeline from $750 up to $2,500
• Build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest.

Credit building on your terms

You decide how much to spend and how many months of payment history to build. There’s no minimum time commitment – you can pay your balance in full at any time.

Grow payment history, guaranteed.

With AutoPay we automatically settle your balance on time, every month. This guarantees you build your payment history – and your credit.

Reach your financial goals.

Every month we report your payments to the major credit bureaus. Grow your credit to get that apartment lease, car loan, those lower interest rates.

Highlights

Upside gets you cash back on daily essentials like gas, groceries, and dining. It’s designed to reward you for simply being yourself, allowing you to indulge in more of what you love. With over 50,000 participating gas stations, grocery stores, and restaurants, cash back opportunities are always just around the corner.

• Earn rewards every time you shop for gas, groceries, or food with Upside’s highly-rated free app.
• Claim a cashback offer at a nearby location.
• Make your purchase using a credit or debit card.
• Cash out your earnings directly to your bank account, PayPal, or a gift card.