Credit Cards for No Credit

If you’re starting from scratch in building your credit, or if you’re a newcomer to credit and seeking a starter credit card, then you’re in the right place. Nowadays, consumers with little to no credit history can make significant progress more quickly than ever before. Several credit card providers offer options for consumers who are looking for their first line of credit and have no prior experience with credit cards. The card providers listed below are specifically tailored to meet the needs of individuals who are new to credit.

☆   Card Spotlight
TODAY’S FEATURED CARD

Experian CreditMatch™

Get Personalized Credit Card Offers Based on Your Credit Profile from Experian®. 100% Free!

  • Rating

      

  • Credit Recommended

    Any Credit History

  • Regular Purchase APR

    See Terms

  • Annual Fee

    See Terms

  • Updated For

    Sat 08 Feb 2025

  • Full Details

    Card Page

PREMIER Bankcard® Grey Credit Card

Pre-qualify with no impact to your credit score

  • Card Brand

    MasterCard®

  • Rewards Rate

    n/a

  • Annual Fee

    See Provider Website

  • Credit Recommended

    Fair/Poor

  • Regular Purchase APR

    See Provider Website

  • Full Details

    Card Page

Highlights

  • Pre-qualify with no impact to your credit score
  • Helping people build credit is our first priority – start your credit-building journey today.
  • Start building credit by keeping your balance low and paying all your bills on time each month.
  • We report monthly to the Consumer Reporting Agencies to help you build your credit.
  • Award-winning, U.S.-based customer service
Card Details Page

the secured Self Visa® Credit Card

No credit check or score required

  • Card Brand

    Visa®

  • Rewards Rate

    n/a

  • Annual Fee

    $25

  • Credit Recommended

    No Credit, New to Credit, Limited Credit, Bad, Poor

  • Regular Purchase APR

    28.24% Variable

  • Full Details

    Card Page

Highlights

The secured Self Visa® Credit Card¹ is designed to help you build or rebuild your credit with confidence.  No credit check or score required.

  • The secured Self Visa® Credit Card is a low annual fee credit card that helps you build your credit when used responsibly.
  • Unlike a debit card, it reports your payment history to all 3 major credit bureaus, helping you build credit history.
  • Use your card anywhere Visa® is accepted in the US.
  • A $100 minimum security deposit is required². Once approved, your credit limit will be equal to your security deposit.
  • Get help staying on track with Autopay and account alerts.
  • Manage your account 24/7 online, by phone, or in our mobile app.
Card Details Page

GO2bank

Get your pay up to 2 days early - Get your government benefits up to 4 days early.*

  • Card Brand

    Visa®

  • Rewards Rate

    n/a

  • Annual Fee

    0.00

  • Credit Recommended

    All Credit Types Considered

  • Regular Purchase APR

    n/a

  • Full Details

    Card Page

Highlights

  • Overdraft protection up to $200 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.

Card Details Page

Milestone® Mastercard®

Greater access to credit than before - $700 credit limit

  • Card Brand

    MasterCard®

  • Rewards Rate

    n/a

  • Annual Fee

    See Terms

  • Credit Recommended

    Fair/Good

  • Regular Purchase APR

    See Terms

  • Full Details

    Card Page

Highlights

  • Greater access to credit than before – $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
  • $0 liability for unauthorized use
  • Access your account online or from your mobile device 24/7
Card Details Page

Walmart MoneyCard®

Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*

  • Card Brand

    MasterCard®

  • Rewards Rate

    n/a

  • Annual Fee

    See Terms

  • Credit Recommended

    n/a

  • Regular Purchase APR

    n/a

  • Full Details

    Card Page

Highlights

  • Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
  • Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
  • Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
  • Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
    *Please see site for full terms and conditions.
Card Details Page

Ava

NO CREDIT CHECK REQUIRED, and approval is guaranteed when you connect a valid bank account and pass identity checks.

  • Card Brand

    MasterCard®

  • Rewards Rate

    See Terms

  • Annual Fee

    Starting at just $6/month for the annual plan

  • Credit Recommended

    Any Credit Welcome

  • Regular Purchase APR

    0.00%

  • Full Details

    Card Page

Highlights

Unlock a better financial future with Ava – an easy and effective way to build positive credit history, which can help build your credit score. You may see improvements in as little as two weeks, with 90% of credit score factors positively impacted by our approach. A prime (700+) score may finally be attainable.

With Ava, you can expect:

  • No hidden fees
  • 0% interest
  • Instant account set up with no credit check
  • $0.00 deposit/collateral required
Card Details Page

Current Build Visa® Credit Card

Credit for everyone - Regardless of your credit history!

  • Card Brand

    Visa®

  • Rewards Rate

    Grow your savings - Earn up to a 4.00% Bonus on Savings Pods

  • Annual Fee

    $0.00

  • Credit Recommended

    No to Good Credit

  • Regular Purchase APR

    0.00%

  • Full Details

    Card Page

Highlights

  • Credit for everyone – Regardless of your credit history!
  • Get paid up to 2 days faster – Using Direct Deposit.
  • Build credit not debt.
  • Grow your savings – Earn up to a 4.00% Bonus on Savings Pods

View Product Disclosures

Card Details Page

Firstcard® Secured Credit Builder Card

No credit check or hard inquiry

  • Card Brand

    MasterCard®

  • Rewards Rate

    Earn up to 15% cashback at selected merchants

  • Annual Fee

    0.00

  • Credit Recommended

    No Credit, Limited Credit

  • Regular Purchase APR

    0%

  • Full Details

    Card Page

Highlights

Firstcard® Secured Credit Builder Card helps everyone build credit no matter who they are, where they are from, or their credit history.

BUILD YOUR CREDIT SCORE EARLY AND SAFELY

  • Build your credit score every time you spend
  • Accepts immigrants, international students, foreigners, and non-US citizens without an SSN¹– apply with a passport
  • No credit check or hard inquiry
  • No overspending
  • No interest, overdraft fee, late payment fee, or account minimum requirement
  • We can approve your credit card application regardless of your credit history¹
  • We report to all 3 major credit bureaus: TransUnion®, Equifax® and Experian®
  • Applying for Firstcard does not impact your credit score
Card Details Page

Arro Card

All credit types accepted

  • Card Brand

    MasterCard®

  • Rewards Rate

    n/a

  • Annual Fee

    $3/month; $1/month for the 1st year

  • Credit Recommended

    All Credit Types Accepted

  • Regular Purchase APR

    16% Variable

  • Full Details

    Card Page

Highlights

  • All credit types accepted.
  • Arro’s soft credit pull does not impact your credit score.
  • Through in-app personal finance activities, members receive real time credit limit increases and other rewards.
  • Opportunities to decrease your interest rate.
  • Use your Arro Card anywhere Mastercard is accepted.
  • Application takes as little as 5 minutes.
Card Details Page

Group One Platinum Card

Bad Credit, No Credit? No Problem!

  • Card Brand

    Other

  • Rewards Rate

    n/a

  • Annual Fee

    See website for Details*

  • Credit Recommended

    Damaged/Fair

  • Regular Purchase APR

    0% APR

  • Full Details

    Card Page

Highlights

  • No Employment or Credit Check
  • Bad Credit, No Credit? No Problem!
  • Fast and Easy Application
Card Details Page

Freedom Gold Card

You are pre-approved for a $750 unsecured credit line

  • Card Brand

    Other

  • Rewards Rate

    n/a

  • Annual Fee

    See website for Details*

  • Credit Recommended

    Damaged credit to Fair credit

  • Regular Purchase APR

    0% APR

  • Full Details

    Card Page

Highlights

You are pre-approved for a $750 unsecured credit line (Usable only at TheHorizonOutlet.com) with the Freedom Gold Card! Sign up now, our application process is fast and easy.

  • $750 Unsecured Credit Limit (Usable only at TheHorizonOutlet.com)
  • Instant Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Bad Credit – OK

*See site for details

Card Details Page

Net First Platinum

$750.00 Line of Credit*

  • Card Brand

    Visa®

  • Rewards Rate

    n/a

  • Annual Fee

    See website for Details*

  • Credit Recommended

    Damaged credit to Fair credit

  • Regular Purchase APR

    0.0% APR

  • Full Details

    Card Page

Highlights

The Net First Platinum card could be the perfect card for you.

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.

  • No Employment or Credit Check
  • Bad Credit, No Credit – OK
  • Always 0.0% APR
  • Fast Online Applications

*See Card for Details

Card Details Page

View All Other Cards

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Excellent Credit

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Good Credit

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Fair Credit

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Poor Credit

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Bad Credit

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Limited Credit

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No Credit