Credit Cards for No Credit
If you’re starting from scratch in building your credit, or if you’re a newcomer to credit and seeking a starter credit card, then you’re in the right place. Nowadays, consumers with little to no credit history can make significant progress more quickly than ever before. Several credit card providers offer options for consumers who are looking for their first line of credit and have no prior experience with credit cards. The card providers listed below are specifically tailored to meet the needs of individuals who are new to credit.
Experian CreditMatch™
Get Personalized Credit Card Offers Based on Your Credit Profile from Experian®. 100% Free!
- Rating
- Credit Recommended
Any Credit History
- Regular Purchase APR
See Terms
- Annual Fee
See Terms
- Updated For
Sat 08 Feb 2025
- Full Details
PREMIER Bankcard® Grey Credit Card
Pre-qualify with no impact to your credit score
-
Card Brand
MasterCard®
-
Rewards Rate
n/a
-
Annual Fee
See Provider Website
-
Credit Recommended
Fair/Poor
-
Regular Purchase APR
See Provider Website
- Full Details
Highlights
- Pre-qualify with no impact to your credit score
- Helping people build credit is our first priority – start your credit-building journey today.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
- Award-winning, U.S.-based customer service
the secured Self Visa® Credit Card
No credit check or score required
-
Card Brand
Visa®
-
Rewards Rate
n/a
-
Annual Fee
$25
-
Credit Recommended
No Credit, New to Credit, Limited Credit, Bad, Poor
-
Regular Purchase APR
28.24% Variable
- Full Details
Highlights
The secured Self Visa® Credit Card¹ is designed to help you build or rebuild your credit with confidence. No credit check or score required.
- The secured Self Visa® Credit Card is a low annual fee credit card that helps you build your credit when used responsibly.
- Unlike a debit card, it reports your payment history to all 3 major credit bureaus, helping you build credit history.
- Use your card anywhere Visa® is accepted in the US.
- A $100 minimum security deposit is required². Once approved, your credit limit will be equal to your security deposit.
- Get help staying on track with Autopay and account alerts.
- Manage your account 24/7 online, by phone, or in our mobile app.
GO2bank
Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
-
Card Brand
Visa®
-
Rewards Rate
n/a
-
Annual Fee
0.00
-
Credit Recommended
All Credit Types Considered
-
Regular Purchase APR
n/a
- Full Details
Highlights
- Overdraft protection up to $200 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
Card Details PageMilestone® Mastercard®
Greater access to credit than before - $700 credit limit
-
Card Brand
MasterCard®
-
Rewards Rate
n/a
-
Annual Fee
See Terms
-
Credit Recommended
Fair/Good
-
Regular Purchase APR
See Terms
- Full Details
Highlights
- Greater access to credit than before – $700 credit limit
- Get a Mastercard accepted online, in store and in app
- Account history is reported to the three major credit bureaus in the U.S.
- $0 liability for unauthorized use
- Access your account online or from your mobile device 24/7
Walmart MoneyCard®
Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
-
Card Brand
MasterCard®
-
Rewards Rate
n/a
-
Annual Fee
See Terms
-
Credit Recommended
n/a
-
Regular Purchase APR
n/a
- Full Details
Highlights
- Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
- Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
- Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
- Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
*Please see site for full terms and conditions.
Ava
NO CREDIT CHECK REQUIRED, and approval is guaranteed when you connect a valid bank account and pass identity checks.
-
Card Brand
MasterCard®
-
Rewards Rate
See Terms
-
Annual Fee
Starting at just $6/month for the annual plan
-
Credit Recommended
Any Credit Welcome
-
Regular Purchase APR
0.00%
- Full Details
Highlights
Unlock a better financial future with Ava – an easy and effective way to build positive credit history, which can help build your credit score. You may see improvements in as little as two weeks, with 90% of credit score factors positively impacted by our approach. A prime (700+) score may finally be attainable.
With Ava, you can expect:
- No hidden fees
- 0% interest
- Instant account set up with no credit check
- $0.00 deposit/collateral required
Current Build Visa® Credit Card
Credit for everyone - Regardless of your credit history!
-
Card Brand
Visa®
-
Rewards Rate
Grow your savings - Earn up to a 4.00% Bonus on Savings Pods
-
Annual Fee
$0.00
-
Credit Recommended
No to Good Credit
-
Regular Purchase APR
0.00%
- Full Details
Highlights
- Credit for everyone – Regardless of your credit history!
- Get paid up to 2 days faster – Using Direct Deposit.
- Build credit not debt.
- Grow your savings – Earn up to a 4.00% Bonus on Savings Pods
Firstcard® Secured Credit Builder Card
No credit check or hard inquiry
-
Card Brand
MasterCard®
-
Rewards Rate
Earn up to 15% cashback at selected merchants
-
Annual Fee
0.00
-
Credit Recommended
No Credit, Limited Credit
-
Regular Purchase APR
0%
- Full Details
Highlights
Firstcard® Secured Credit Builder Card helps everyone build credit no matter who they are, where they are from, or their credit history.
BUILD YOUR CREDIT SCORE EARLY AND SAFELY
- Build your credit score every time you spend
- Accepts immigrants, international students, foreigners, and non-US citizens without an SSN¹– apply with a passport
- No credit check or hard inquiry
- No overspending
- No interest, overdraft fee, late payment fee, or account minimum requirement
- We can approve your credit card application regardless of your credit history¹
- We report to all 3 major credit bureaus: TransUnion®, Equifax® and Experian®
- Applying for Firstcard does not impact your credit score
Arro Card
All credit types accepted
-
Card Brand
MasterCard®
-
Rewards Rate
n/a
-
Annual Fee
$3/month; $1/month for the 1st year
-
Credit Recommended
All Credit Types Accepted
-
Regular Purchase APR
16% Variable
- Full Details
Highlights
- All credit types accepted.
- Arro’s soft credit pull does not impact your credit score.
- Through in-app personal finance activities, members receive real time credit limit increases and other rewards.
- Opportunities to decrease your interest rate.
- Use your Arro Card anywhere Mastercard is accepted.
- Application takes as little as 5 minutes.
Group One Platinum Card
Bad Credit, No Credit? No Problem!
-
Card Brand
Other
-
Rewards Rate
n/a
-
Annual Fee
See website for Details*
-
Credit Recommended
Damaged/Fair
-
Regular Purchase APR
0% APR
- Full Details
Highlights
- No Employment or Credit Check
- Bad Credit, No Credit? No Problem!
- Fast and Easy Application
Freedom Gold Card
You are pre-approved for a $750 unsecured credit line
-
Card Brand
Other
-
Rewards Rate
n/a
-
Annual Fee
See website for Details*
-
Credit Recommended
Damaged credit to Fair credit
-
Regular Purchase APR
0% APR
- Full Details
Highlights
You are pre-approved for a $750 unsecured credit line (Usable only at TheHorizonOutlet.com) with the Freedom Gold Card! Sign up now, our application process is fast and easy.
- $750 Unsecured Credit Limit (Usable only at TheHorizonOutlet.com)
- Instant Approval*
- No Credit Check
- No Employment Check
- Fast online application
- Bad Credit – OK
*See site for details
Card Details PageNet First Platinum
$750.00 Line of Credit*
-
Card Brand
Visa®
-
Rewards Rate
n/a
-
Annual Fee
See website for Details*
-
Credit Recommended
Damaged credit to Fair credit
-
Regular Purchase APR
0.0% APR
- Full Details
Highlights
The Net First Platinum card could be the perfect card for you.
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
- No Employment or Credit Check
- Bad Credit, No Credit – OK
- Always 0.0% APR
- Fast Online Applications
*See Card for Details
Card Details Page