Reflex® Platinum Mastercard®

Highlights

Up to $1,000 Initial Credit Limit

See if you Pre-Qualify with No Impact to your Credit Score

Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.

With responsible card use, you may be able to rebuild or improve your credit

Unsecured credit card that requires No Security Deposit

Perfect card for everyday purchases and unexpected expenses

Monthly reporting to the three major credit bureaus

Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)

Use your card everywhere Mastercard is accepted at millions of locations

Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

Additional Info

Credit Needed: Bad/Fair

Purchase Intro APR : N/A

Balance Transfers Intro APR : N/A

Regular APR: 35.90% Fixed

Annual Fee: $75 – $125

Cash Advance Fee – Either $10 or 3% of the amount of each cash advance, whichever is greater.

Foreign Transaction Fee – 3% of each transaction in U.S. dollars.

Monthly Maintenance Fee: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).

Late Payment Fee: Up to $41

Returned Payment Fee :Up to $41

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	35.90% Fixed
Annual Fee	$75 - $125
Credit Recommended	Bad to Fair
Rewards Rate	n/a
Cash Advance APR	n/a
Cash Advance Fee	Either $10 or 3% of the amount of each Cash Advance, whichever is greater.
Cash Grace Period	See Terms
Late Payment Fee	Up to $41
Overlimit Fee	See Terms
Return Check Fee	Up to $41
Foreign Trans Fee	See Terms
Balance Transfer Fee	See Terms

In today’s financial landscape, having a good credit score is essential for accessing loans, mortgages, and even getting approved for rental housing. One key tool for building and maintaining a…

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