Imagine® Visa® Credit Card
Credit Card Details
APPLY NOWImagine® Visa® Credit Card
Up to $1,000 credit limit subject to credit approval
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Card Brand
Visa®
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Rewards Rate
Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases.
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Regular Purchase APR
29.99% or 36% Fixed
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Annual Fee
As low as $99
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Credit Recommended
Fair/Poor
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Current as of:
01/18/2025
Highlights
- Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
- Up to $1,000 credit limit subject to credit approval
- $0 fraud liability**
- Free Access to your Credit Score†
- The Imagine Card is issued by WebBank
*See Program Terms for important information about the cash back rewards program.
**Zero liability subject to Visa’s Zero Liability Policy.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by WebBank (the issuer of this card) or other creditors to make credit decisions.
Additional Info
- Rewards Rate: Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases.
- Credit Line: Up to $1,000 credit limit subject to credit approval
- Annual Fee: As low as $99
- Regular APR: 29.99% or 36% Fixed
- Credit Recommended: Fair/Poor
- Card Brand: Visa®
- Foreign Trans Fee: 3% of each transaction amount in U.S. dollars
- Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
- Balance Transfer Fee: 3% of the amount of each transfer
Specifications
| Intro (Purchases) | n/a |
|---|---|
| Intro (Transfers) | n/a |
| Regular APR | 29.99% or 36% Fixed |
| Annual Fee | As low as $99 |
| Credit Recommended | Fair/Poor |
| Rewards Rate | Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases. |
| Cash Advance APR | n/a |
| Cash Advance Fee | Either $5 or 5% of the amount of each cash advance, whichever is greater |
| Cash Grace Period | n/a |
| Late Payment Fee | n/a |
| Overlimit Fee | n/a |
| Return Check Fee | n/a |
| Foreign Trans Fee | 3% of each transaction amount in U.S. dollars |
| Balance Transfer Fee | 3% of the amount of each transfer |