Imagine® Visa® Credit Card
Credit Card Details
Imagine® Visa® Credit Card
Up to $1,000 credit limit subject to credit approval
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Card Brand
Visa®
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Rewards Rate
Up to a 3% Cash Back Rewards
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Regular Purchase APR
29.99% or 36% Fixed
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Annual Fee
See Terms
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Credit Recommended
Fair/Poor
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Current as of:
11/20/2024
Highlights
- Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
- Earn 1% Cash Back Rewards* on all other eligible purchases
- Up to $1,000 credit limit subject to credit approval
- $0 fraud liability**
- Free Credit Score†
- The Imagine Card is issued by Webbank
*See Program Terms for important information about the cash back rewards program.
**Zero liability subject to Visa’s Zero Liability Policy.
† Your credit score will be available in your online account 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only and may not be used by WebBank (the issuer of this card) or other creditors to make credit decisions.
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Additional Info
- Rewards Rate 1 : Up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.
- Credit Line : Up to $1,000 credit limit subject to credit approval
- Regular APR : 29.99% or 36% Fixed
- Annual Fee : See Terms
- Credit Recommended : Fair/Poor
- Card Brand : Visa®
- Foreign Trans Fee : 3% of each transaction amount in U.S. dollars
- Cash Advance Fee : Either $5 or 5% of the amount of each cash advance, whichever is greater
- Balance Transfer Fee : 3% of the amount of each transfer
- Issuer: WebBank
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Specifications
Intro (Purchases) | n/a |
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Intro (Transfers) | n/a |
Regular APR | 29.99% or 36% Fixed |
Annual Fee | See Terms |
Credit Recommended | Fair/Poor |
Rewards Rate | Up to a 3% Cash Back Rewards |
Cash Advance APR | 32.99% or 36% |
Cash Advance Fee | Either $5 or 5% of the amount of each cash advance, whichever is greater |
Cash Grace Period | n/a |
Late Payment Fee | Up to $41 |
Overlimit Fee | n/a |
Return Check Fee | Up to $41 |
Foreign Trans Fee | 3% of each transaction amount in U.S. dollars |
Balance Transfer Fee | 3% of the amount of each transfer |