Imagine® Visa® Credit Card

Credit Card Details

Imagine® Visa® Credit Card

Up to $1,000 credit limit subject to credit approval

  • Card Brand

    Visa®

  • Rewards Rate

    Up to a 3% Cash Back Rewards

  • Regular Purchase APR

    29.99% or 36% Fixed

  • Annual Fee

    See Terms

  • Credit Recommended

    Fair/Poor

  • Current as of:

    12/21/2024

Highlights

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
  • Earn 1% Cash Back Rewards* on all other eligible purchases
  • Up to $1,000 credit limit subject to credit approval
  • $0 fraud liability**
  • Free Credit Score†
  • The Imagine Card is issued by Webbank

*See Program Terms for important information about the cash back rewards program.

**Zero liability subject to Visa’s Zero Liability Policy.

† Your credit score will be available in your online account 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only and may not be used by WebBank (the issuer of this card) or other creditors to make credit decisions.

Additional Info

  • Rewards Rate 1 : Up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.
  • Credit Line : Up to $1,000 credit limit subject to credit approval
  • Regular APR : 29.99% or 36% Fixed
  • Annual Fee : See Terms
  • Credit Recommended : Fair/Poor
  • Card Brand : Visa®
  • Foreign Trans Fee : 3% of each transaction amount in U.S. dollars
  • Cash Advance Fee : Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Balance Transfer Fee : 3% of the amount of each transfer
  • Issuer: WebBank

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 29.99% or 36% Fixed
Annual Fee See Terms
Credit Recommended Fair/Poor
Rewards Rate Up to a 3% Cash Back Rewards
Cash Advance APR 32.99% or 36%
Cash Advance Fee Either $5 or 5% of the amount of each cash advance, whichever is greater
Cash Grace Period n/a
Late Payment Fee Up to $41
Overlimit Fee n/a
Return Check Fee Up to $41
Foreign Trans Fee 3% of each transaction amount in U.S. dollars
Balance Transfer Fee 3% of the amount of each transfer

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