Firstcard® Secured Credit Builder Card

Credit Card Details

Firstcard® Secured Credit Builder Card

No credit check or hard inquiry

  • Card Brand

    MasterCard®

  • Rewards Rate

    Earn up to 15% cashback at selected merchants

  • Regular Purchase APR

    0%

  • Annual Fee

    0.00

  • Credit Recommended

    No Credit, Limited Credit

  • Current as of:

    02/08/2025

Highlights

Firstcard® Secured Credit Builder Card helps everyone build credit no matter who they are, where they are from, or their credit history.

BUILD YOUR CREDIT SCORE EARLY AND SAFELY

  • Build your credit score every time you spend
  • Accepts immigrants, international students, foreigners, and non-US citizens without an SSN¹– apply with a passport
  • No credit check or hard inquiry
  • No overspending
  • No interest, overdraft fee, late payment fee, or account minimum requirement
  • We can approve your credit card application regardless of your credit history¹
  • We report to all 3 major credit bureaus: TransUnion®, Equifax® and Experian®
  • Applying for Firstcard does not impact your credit score

Additional Info

EARN CASHBACK² EVERY TIME YOU SPEND

  • Earn up to 15% Merchant Cashback at 29,000 partner merchants
  • Earn up to 10% Random Cashback on all qualifying purchases
  • Get an additional 1% cashback on all qualifying purchases with Firstcard+³

 

GROW YOUR MONEY OVER TIME

  • Firstcard Standard members can earn 0.75% Annual Percentage Yield⁴ (APY)
  • Firstcard+ members can earn 2.00% APY
  • Firstcard Premium members can earn 4.00% APY

(The national average interest rate on savings accounts is 0.45% APY⁵)

 

EQUAL ACCESS FOR EVERYONE

  • Accept immigrants, international students, foreigners, and non-US citizens without an SSN¹
  • Have no credit score or low credit score? No problem. We can approve your credit card application regardless of your credit history.

 

SECURITY AND SUPPORT YOU CAN TRUST

  • Your money is FDIC-insured up to $250,000 through Regent Bank, member FDIC.
  • The Firstcard credit card is issued pursuant to a license from Mastercard® International Inc.
  • Our team is based in the US and we are headquartered in Silicon Valley.

Specifications

Intro (Purchases) n/a
Intro (Transfers) n/a
Regular APR 0%
Annual Fee 0.00
Credit Recommended No Credit, Limited Credit
Rewards Rate Earn up to 15% cashback at selected merchants
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Trans Fee See Website for Details
Balance Transfer Fee n/a

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