FIT™ Platinum Mastercard®

Highlights

$400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)

All credit types welcome to apply

Monthly reporting to the three major credit bureaus

Initial Credit Limit of $400.00* (Subject to available credit)

Fast and easy application process; results in seconds

Use your card at locations everywhere Mastercard® is accepted

Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)

Checking Account Required

Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Additional Info

Purchase Intro APR : N/A

Annual Fee: $99 introductory fee for the first year, then $125 thereafter

Balance Transfers Intro APR : N/A

Credit Needed: Bad/Fair

Regular APR: 35.90% Fixed

Processing Fee: $95 (one-time fee)

Monthly Servicing Fee: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).

Cash Advance APR: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.

Foreign Transaction Fee : $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.

Late Payment : Up to $41

Returned Payment : Up to $41

Specifications

Intro (Purchases)	n/a
Intro (Transfers)	n/a
Regular APR	35.90% Fixed
Annual Fee	$99 introductory fee for the first year, then $125 thereafter
Credit Recommended	Bad to Fair
Rewards Rate	n/a
Cash Advance APR	$0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
Cash Advance Fee	n/a
Cash Grace Period	n/a
Late Payment Fee	Up to $41
Overlimit Fee	n/a
Return Check Fee	Up to $41
Foreign Trans Fee	$0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
Balance Transfer Fee	n/a

Credit card rewards programs can be a valuable tool for savvy consumers looking to maximize their spending power. By understanding how these programs work and implementing effective strategies, you can…

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