Reflex® Platinum Mastercard®
Credit Card Details
Reflex® Platinum Mastercard®
Up to $1,000 Initial Credit Limit
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Card Brand
MasterCard®
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Rewards Rate
n/a
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Regular Purchase APR
35.90% Fixed
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Annual Fee
Credit Limit of $300: $75 introductory fee for the first year, then $99 thereafter Credit Limit of $500, $750, or $1,000: $125 annually
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Credit Recommended
Bad to Fair
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Current as of:
12/21/2024
Highlights
- Up to $1,000 Initial Credit Limit
- See if you Pre-Qualify with No Impact to your Credit Score
- Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
- With responsible card use, you may be able to rebuild or improve your credit
- Unsecured credit card that requires No Security Deposit
- Perfect card for everyday purchases and unexpected expenses
- Monthly reporting to the three major credit bureaus
- Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
- Use your card everywhere Mastercard is accepted at millions of locations
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
Additional Info
- Credit Needed: Bad/Fair
- Purchase Intro APR : N/A
- Balance Transfers Intro APR : N/A
- Regular APR: 35.90% Fixed
- Annual Fee: Credit Limit of $300: $75 introductory fee for the first year, then $99 thereafter Credit Limit of $500, $750, or $1,000: $125 annually
- Cash Advance Fee – Credit Limit of $300 or $500: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
- Cash Advance Fee – Credit Limit of $750 or $1,000: Either $10 or 3% of the amount of each Cash Advance, whichever is greater from the date your Account is opened.
- Foreign Transaction Fee – Credit Limit of $300 or $500: $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
- Foreign Transaction Fee – Credit Limit of $750 or $1,000: 3% of each transaction in U.S. dollars from the date your Account is opened.
- Monthly Servicing Fee: Credit Limit of $300 or $500: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
- Late Payment Fee: Up to $41
- Returned Payment Fee :Up to $41
Specifications
Intro (Purchases) | n/a |
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Intro (Transfers) | n/a |
Regular APR | 35.90% Fixed |
Annual Fee | Credit Limit of $300: $75 introductory fee for the first year, then $99 thereafter Credit Limit of $500, $750, or $1,000: $125 annually |
Credit Recommended | Bad to Fair |
Rewards Rate | n/a |
Cash Advance APR | n/a |
Cash Advance Fee | Credit Limit of $300 or $500: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater. |
Cash Grace Period | n/a |
Late Payment Fee | Up to $41 |
Overlimit Fee | n/a |
Return Check Fee | Up to $41 |
Foreign Trans Fee | Credit Limit of $300 or $500: $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars. |
Balance Transfer Fee | n/a |