Merrick Bank Double Your Line® Secured Credit Card
Credit Card Details
Merrick Bank Double Your Line® Secured Credit Card
Get your FICO® Credit Score for free each month.
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Card Brand
MasterCard®
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Rewards Rate
n/a
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Regular Purchase APR
21.95% Variable
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Annual Fee
$36 the first year. Billed $3 per month thereafter
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Credit Recommended
See website for Details
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Current as of:
03/18/2023
Highlights
- Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
- Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Additional Info
- Regular APR: 21.95% Variable
- Annual Fee: $36 the first year. Billed $3 per month thereafter
- Credit Line: $200, which doubles to $400 if you qualify
- Cash Advance APR: 26.95% Variable
- Cash Advance Fee: 4% Min: $10
- Late Payment Fee: Up to $40
- Return Payment Fee: Up to $40
- Foreign Trans Fee: 2%
- Minimum Deposit: $200
- Regular Transfer APR: N/A
- Penalty APR: N/A
- Balance Transfer Fee: N/A
- Credit Recommended: See website for Details
- Intro (Purchases): N/A
- Intro (Transfers): N/A
Specifications
Intro (Purchases) | n/a |
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Intro (Transfers) | n/a |
Regular APR | 21.95% Variable |
Annual Fee | $36 the first year. Billed $3 per month thereafter |
Credit Recommended | See website for Details |
Rewards Rate | n/a |
Cash Advance APR | 26.95% Variable |
Cash Advance Fee | 4% Min: $10 |
Cash Grace Period | n/a |
Late Payment Fee | up to $40 |
Overlimit Fee | See Issuer Website |
Return Check Fee | n/a |
Foreign Trans Fee | 2% |
Balance Transfer Fee | n/a |
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